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PORTABLE E-WALLET AND UNIVERSAL CARD

  • US 20110218911A1
  • Filed: 03/02/2010
  • Published: 09/08/2011
  • Est. Priority Date: 03/02/2010
  • Status: Active Grant
First Claim
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1. A mobile device for programming a universal card to emulate a traditional card for interacting with a terminal, wherein a transaction between the traditional card and the terminal results in the traditional card passing traditional card data to the terminal, the mobile device comprising:

  • an e-wallet application through which the traditional card data can be received and a user selection for programming the universal card can be received; and

    a first short range transceiver configured to connect to the universal card via a short range communication link;

    wherein the mobile device is configured to communicate with the universal card to;

    transmit the traditional card data to the universal card, andprogram the universal card to emulate the traditional card using the traditional card data.

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