ASSOCIATION OF CONTACTLESS PAYMENT CARD PRIMARY ACCOUNT NUMBER
First Claim
1. A method for enabling a first handheld media having near-field communication (NFC) capabilities for use as fare media in a transit system providing account-based products, the method comprising:
- receiving a first account identifier from a first source of the first handheld media, wherein;
the first account identifier is unique to the first handheld media, the first account identifier including a primary account number (PAN); and
the first source comprises an NFC interface;
receiving a second account identifier from a second source of the first handheld media, wherein the second account identifier is different than the first account identifier;
creating a transit user account for managing transactional information of a user of the transit system, the transit user account having;
information including the first account identifier and second account identifier; and
information associating the account with a transit product;
enabling the first handheld media for use as fare media at one or more access control points of the transit system;
receiving, at an access point of the transit system, a third account identifier from an NFC interface of a second handheld media, the third account identifier including the PAN of the first account identifier;
determining that the second handheld media is not associated with the transit product associated with the first handheld media; and
denying a person the ability to use the transit product associated with the first handheld media based, at least in part, on the determination.
3 Assignments
0 Petitions
Accused Products
Abstract
Embodiments of methods and machines are disclosed for enabling contactless devices, such as contactless payment cards and other devices having near-field communication (NFC) capabilities, for use as fare media in a transit and/or transportation system. Embodiments include reading contactless data from a contactless device and associating it with information received from another source on the device. For example, associating a primary account number (PAN) and/or other information received from a contactless payment card'"'"'s contactless interface with a PAN obtained from a magnetic stripe of the contactless payment card. The information can then be further associated with one or more products and/or a transit user account.
45 Citations
21 Claims
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1. A method for enabling a first handheld media having near-field communication (NFC) capabilities for use as fare media in a transit system providing account-based products, the method comprising:
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receiving a first account identifier from a first source of the first handheld media, wherein; the first account identifier is unique to the first handheld media, the first account identifier including a primary account number (PAN); and the first source comprises an NFC interface; receiving a second account identifier from a second source of the first handheld media, wherein the second account identifier is different than the first account identifier; creating a transit user account for managing transactional information of a user of the transit system, the transit user account having; information including the first account identifier and second account identifier; and information associating the account with a transit product; enabling the first handheld media for use as fare media at one or more access control points of the transit system; receiving, at an access point of the transit system, a third account identifier from an NFC interface of a second handheld media, the third account identifier including the PAN of the first account identifier; determining that the second handheld media is not associated with the transit product associated with the first handheld media; and denying a person the ability to use the transit product associated with the first handheld media based, at least in part, on the determination. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A machine for enabling a contactless device for use as fare media in a transportation system providing account-based products, the machine comprising:
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a network interface configured to communicate with a network; a first input interface, the first input interface configured to receive information from radio frequency (RF) signals; a second input interface configured to receive information; a processor communicatively coupled with the network interface, the first and second input interfaces, and a memory; and the memory having instructions that, when executed by the processor, cause the machine to; receive RF signals with the first input interface, the RF signals communicating a first account identifier from a first source of the contactless device, wherein the first account identifier includes data unique to the contactless device; receive, with the second input interface, a second account identifier from a second source of the contactless device, wherein the second account identifier is different than the first account identifier; send, with the network interface, information including the first account identifier and second account identifier; receive, with the network interface, an activation code for enabling the contactless device for use as fare media at one or more access control points of the transportation system; and provide the activation code to a user of the machine. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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19. A method for enabling a payment card for use as fare media in a transit system providing account-based products, the method comprising:
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creating a transit user account for managing transactional information of a user of the transit system, the transit user account having information associated with the user and a transit product; receiving a first account identifier from a first of the payment card, wherein; the first account identifier includes data unique to the payment card; and the first account identifier is stored on a first account information repository of the payment card and communicated with a contactless interface of the payment card; receiving a second account identifier from a second account information repository of the payment card, wherein the second account identifier is different than the first account identifier; associating the first and second account identifiers with the transit user account; enabling the payment card for use as fare media at one or more access control points of the transit system; receiving, at an access point of the transit system, the first account identifier from the contactless interface of the payment card; and providing the user of the transit system the ability to use the transit product associated with the transit user account. - View Dependent Claims (20, 21)
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Specification