FRAUD PREVENTION USING CUSTOMER AND AGENT FACING DEVICES
First Claim
1. A method of restricting the disbursement of funds in a money transfer, the method comprising:
- receiving, by a money transfer system, a money transfer request from a requester, the money transfer request including information about a pending transaction between the requester and a provider;
providing, by the money transfer system, the money transfer request to a sender, wherein the money transfer request informs the sender of the pending transaction and requests that the sender provide funds for the pending transaction;
receiving, by the money transfer system, an acceptance from the sender to perform the money transfer, wherein the money transfer provides funds for the pending transaction, and wherein the acceptance restricts the use of the funds of the money transfer to payment of the pending transaction; and
executing, by the money transfer system, a money transfer from the sender to the provider such that the money is transferred from the sender to the provider without being accessible to the requester.
1 Assignment
0 Petitions
Accused Products
Abstract
A method of restricting the disbursement of funds in a money transfer, the method occurring at a money transfer system, the method comprising: receiving a money transfer request from a requester including information about a pending transaction between the requester and a provider; providing the money transfer request to a sender, the money transfer request informing the sender of the pending transaction and requesting that the sender provide funds for the pending transaction; receiving an acceptance from the sender to perform the money transfer, the acceptance restricting the use of the funds to pay for the pending transaction; and executing a money transfer from the sender to the provider such that the money is transferred without being accessible to the requester.
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Citations
20 Claims
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1. A method of restricting the disbursement of funds in a money transfer, the method comprising:
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receiving, by a money transfer system, a money transfer request from a requester, the money transfer request including information about a pending transaction between the requester and a provider; providing, by the money transfer system, the money transfer request to a sender, wherein the money transfer request informs the sender of the pending transaction and requests that the sender provide funds for the pending transaction; receiving, by the money transfer system, an acceptance from the sender to perform the money transfer, wherein the money transfer provides funds for the pending transaction, and wherein the acceptance restricts the use of the funds of the money transfer to payment of the pending transaction; and executing, by the money transfer system, a money transfer from the sender to the provider such that the money is transferred from the sender to the provider without being accessible to the requester. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method of restricting the disbursement of funds in a money transfer, the method comprising:
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receiving, by a money transfer system, a money transfer request from a requester, wherein the money transfer request comprises information about a pending transaction between the requester and a provider; providing, by the money transfer system, the money transfer request to a sender, wherein the money transfer request informs the sender of the pending transaction and requests that the sender provide funds for the pending transaction; receiving, by the money transfer system, an acceptance from the sender to perform the money transfer, wherein the money transfer provides funds for the pending transaction, and wherein the acceptance restricts the use of the funds of the money transfer to payment of the pending transaction; sending, by the money transfer system, a transaction identifier to the sender, wherein the transaction identifier associates the money transfer with the provider; executing, by the money transfer system, a money transfer from the sender to the provider, wherein the transaction identifier is received by the money transfer system from the provider, and wherein the money transfer occurs such that the money is transferred from the sender to the provider without being accessible to the requester. - View Dependent Claims (11, 12, 13, 14, 15, 16)
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17. A system for restricting the disbursement of funds in a money transfer process, the system comprising:
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a communication device, the communication device being used by a requester to send a money transfer request, wherein the money transfer request comprises information about a pending transaction between the requester and a provider; and a money transfer system in communication with the communication device, the money transfer system comprising a communication interface and a processor; wherein, the communication interface is configured to; receive the money transfer request from the communication device, provide the money transfer request to the sender, wherein the money transfer request informs the sender of the pending transaction and requests that the sender provide funds for the pending transaction, receive an acceptance from the sender to perform the money transfer, wherein the money transfer provides funds for the pending transaction, and wherein the acceptance restricts the use of the funds of the money transfer for payment of the pending transaction, and wherein, the processor is configured to execute the money transfer from the sender to the provider such that the money is transferred from the sender to the provider without being accessible to the requester. - View Dependent Claims (18, 19, 20)
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Specification