System and Method for Providing A Real-Time, Online Biometric Signature
First Claim
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1. A system for capturing an online electronic, biometric signature for an online transaction via a web browser on a client computer interface, said system comprising:
- a signature capture program stored on a computer readable medium and configured to display a signature block on said client interface within a hosting application, to capture coordinate data of a computer cursor within said signature block, and to generate a signature image based on said captured coordinate data, store at least one of the coordinate data and signature image data remotely with data relating to said online transaction with a non-party to the transaction, and to transmit a notification to each party to the transaction indicating that the signature has been received; and
wherein said computer client interface includes a hosting application for displaying said online content to a computer user, and is configured to execute said signature capture program by downloading said signature capture program from a location different than the location where said online content is stored based on an embedded command in said online content, said signature program module is configured to display the signature block on the client computer interface and capture the signature data from a computer peripheral device.
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Abstract
A system is provided for generating an online biometrically accurate electronic signature. The system includes a computer interface module which records movement of a cursor on a computer screen and outputs the recorded data. A signature generation module which receives the recorded data and generates a graphical image based upon the recorded data.
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Citations
19 Claims
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1. A system for capturing an online electronic, biometric signature for an online transaction via a web browser on a client computer interface, said system comprising:
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a signature capture program stored on a computer readable medium and configured to display a signature block on said client interface within a hosting application, to capture coordinate data of a computer cursor within said signature block, and to generate a signature image based on said captured coordinate data, store at least one of the coordinate data and signature image data remotely with data relating to said online transaction with a non-party to the transaction, and to transmit a notification to each party to the transaction indicating that the signature has been received; and wherein said computer client interface includes a hosting application for displaying said online content to a computer user, and is configured to execute said signature capture program by downloading said signature capture program from a location different than the location where said online content is stored based on an embedded command in said online content, said signature program module is configured to display the signature block on the client computer interface and capture the signature data from a computer peripheral device. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A system for generating an online electronic, biometric signature for an online transaction, said system comprising:
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means for electronically receiving online content relating to an online transaction from a first party; means for interfacing with a client computer, recording movement of a cursor on a computer screen, and outputting recorded coordinate data; means for receiving said recorded coordinate data and generating a graphical image based upon said recorded coordinate data; means for storing at least one of said recorded coordinate data and said graphical image remotely with data relating to said online transaction with a second party; and means for transmitting a notification to said first party and said client computer indicating that the signature has been received by said second party; wherein said means for interfacing with a client computer includes a hosting application for displaying said online content to a computer user, and is configured to download a signature capture program from a location different than the location where said online content is stored based on an embedded command in said online content, said signature program module is configured to display the signature block on the client computer interface and capture the signature data from a computer peripheral device. - View Dependent Claims (8, 9, 10, 11, 12)
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13. A computer-implemented hosting application, comprising:
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means for displaying online content received from a first party and for executing a signature capture program received from a second party; said signature capture program comprising a computer interface module which records movement of a cursor on a computer screen and outputs recorded data; a signature generation module which receives said recorded data and generates a graphical image based upon said recorded data; module for remotely storing at least one of said recorded data and said graphical image remotely with data related to an online transaction with said second party; module for transmitting a notification to said first party and to said computer interface module indicating that the signature has been received when said at least one of recorded data and graphical image is stored; wherein said means for displaying online content is configured to execute said signature capture program by downloading said signature capture program from a location different than the location where said online content is stored based on an embedded command in said online content, said signature program module is configured to display the signature block on the client computer interface and capture the signature data from a computer peripheral device. - View Dependent Claims (14, 15, 16, 17, 18, 19)
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Specification