ON-LINE PAYMENT TRANSACTIONS

• US 20110231286A1
• Filed: 05/27/2011
• Published: 09/22/2011
• Est. Priority Date: 01/29/2007
• Status: Active Grant

• Current Assignee: Google LLC (Alphabet Inc.)
• Original Assignee: Google Inc. (Alphabet Inc.)
• Inventors: Dierks, Timothy
• Granted Patent: US 8,266,001 B2
• Time in Patent Office: Days
• US Class Current: 705/26.41
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 30/0609 Buyer or seller confidence or verification
• CPC Class Codes: G06Q 30/0611 Request for offers or quotes
• CPC Class Codes: G06Q 30/0613 Third-party assisted
• CPC Class Codes: G06Q 30/0617 Representative agent
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing
• CPC Class Codes: G06Q 30/0635 Processing of requisition or of purchase orders
• CPC Class Codes: G06Q 30/0641 Shopping interfaces

Abstract

A computer-implemented method includes generating on a user terminal a merchant web site associated with a merchant with code for a merchant web page, transmitting a product selection request for the user to a remote open payment system that is separate from the merchant, and displaying purchase information responsive to the product selection request using the code for the merchant web page.

Claims

1. A computer-implemented method, comprising:

generating on a user terminal a merchant web site that is associated with a merchant, with code for a merchant web page;

transmitting a product selection request for a user of the user terminal to a remote open payment system that is separate from the merchant;

displaying purchase information responsive to the product selection request using the code for the merchant web page.

2. The method of claim 1, wherein the code for the merchant web page includes buy button code generated by a service associated with the remote open payment system.

3. The method of claim 1, wherein the product selection request includes a merchant identifier and a customer identifier.

4. The method of claim 3, wherein the customer identifier includes an anonymous identifier.

5. The method of claim 1, wherein displaying the purchase information comprises displaying shopping cart information in a common content area with the merchant web site.

6. The method of claim 5, wherein the shopping cart information is displayed in a floating pane over the merchant web site.

7. The method of claim 6, wherein displaying the shopping cart information comprises displaying a shopping cart total that includes shipping and tax charges.

8. The method of claim 1, wherein displaying the purchase information comprises displaying an iframe in a common content area with the merchant web site.

9. The method of claim 1, wherein the product selection request is associated with a sunset period during which a selected product to be purchased will be available at a quoted price.

10. The method of claim 1, wherein the purchase information request includes a check value for verifying that code for the merchant web page associated with the purchase information request has not been tampered with.

11. The method of claim 1, wherein the merchant does not obtain private payment information for the user.

12. The method of claim 1, wherein the purchase information is displayed without a browser refresh.

13. The method of claim 1, further comprising receiving a transaction closing selection on the user terminal and redirecting the user terminal to a web page generated by the open payment system.

14-37. -37. (canceled)