SYSTEM AND METHOD FOR DETERMINING ELIGIBILITY AND ENROLLING MEMBERS IN VARIOUS PROGRAMS
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Accused Products
Abstract
A system and method for determining eligibility of persons and enrolling those persons in various programs. For example, one embodiment is particularly suited for enrolling credit card members in payment programs. A program is selected, after which enrollment information is entered. The enrollment information is checked and verified, and the enrollment application is checked for eligibility. The enrollment may be either accepted or declined. The possibility of reiterative enrollment in more than one program is provided. A system is provided for tracking which payment programs are the most enticing for later feedback analysis.
34 Citations
50 Claims
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1-22. -22. (canceled)
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23. A system for enrolling an individual who has an obligation to a financial institution in one or more payment programs comprising:
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at least one processor; at least one computer having a display operatively connected to the at least one processor and an input device operatively connected to the at least one processor, wherein the at least one computer comprises a first computer that communicates with a second computer through an information sharing network; an interactive user application running on the at least one processor; and a graphical user interface generated by the interactive user application and displayed on the display, the graphical user interface displaying a list of payment programs in which the individual may enroll; the graphical user interface further providing an interface for displaying a description of the listed payment programs on the display, for receiving enrollment information regarding a payment program and for determining whether the individual is eligible to enroll in a payment program. - View Dependent Claims (24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36)
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37. A method for enrolling an individual who has an obligation to a financial institution in one or more payment programs comprising the steps of:
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displaying a list of payment programs in which an individual may enroll on a graphical user interface generated by an interactive user application running on at least one processor; displaying a description of the listed payment programs on the display; receiving enrollment information regarding a payment program; determining whether the individual is eligible to enroll in a payment program; and enrolling the individual in a payment program based at least in part on the enrollment information. - View Dependent Claims (38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50)
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Specification