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Banking system controlled responsive to data bearing records and user input of a phone received security code

  • US 20110238574A1
  • Filed: 05/31/2011
  • Published: 09/29/2011
  • Est. Priority Date: 04/17/1998
  • Status: Active Grant
First Claim
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1. At least one article including computer executable instructions configured to cause at least one computer to carry out a method comprising:

  • (a) carrying out automated banking machine-receiving of user input of a secret code;

    (b) carrying out automated banking machine-receiving of user input of a request for automated banking machine-dispensing of a particular amount of cash;

    (c) subsequent to (b), carrying out automated banking machine-notifying of a remote server of a transaction corresponding to the request;

    (d) subsequent to (c), carrying out through operation of the server, generation of a security code for the transaction;

    (e) subsequent to (d), carrying out through operation of the server, a sending of a message to a customer mobile phone associated with the request, wherein the message includescustomer notification of the transaction, andthe security code generated in (d), wherein the security code is associated with a predetermined time period in which the security code is required to be automated banking machine-received to allow the transaction to proceed;

    (f) subsequent to (e), carrying out automated banking machine-receiving of user input including the security code; and

    (g) carrying out automated banking machine-dispensing of the particular amount of cash through operation of at least one cash dispenser, responsive at least in part to the user input in (f) being received within the predetermined time period.

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