COMPUTER NETWORK FOR GENERATING PROPOSED INSURANCE CLAIM SETTLEMENTS AND SUBMITTING THEM TO INSURANCE CARRIERS
First Claim
1. A computer network for generating a proposed insurance claim settlement and submitting the proposed insurance claim settlement to an insurance carrier, comprising:
- (a) a computer system that receives injury information from an operator through a web-based interface;
(b) a computer system that receives accident information from the operator through a web-based interface;
(c) a computerized injury evaluation system that receives injury information and the accident information and then computes;
(i) a proposed claim settlement amount based upon the injury information and the accident information, and(ii) (ii) a likelihood of claim settlement for the proposed amount based upon the identity of a selected insurance carrier;
(d) a computer system that presents the proposed claim settlement amount and the likelihood of claim settlement statement to the operator through a web-based interface; and
(e) a computer system that sends a demand for the proposed claim settlement amount from the computerized injury evaluation system to the selected insurance carrier after receiving an approval from the operator.
1 Assignment
0 Petitions
Accused Products
Abstract
A computer network for generating a proposed insurance claim settlement and submitting it to an insurance carrier, including: (a) a computer system that receives insurance injury information from an operator; (b) a computer system that receives accident information from the operator; (c) a computerized injury evaluation system that then computes: (i) a proposed claim settlement based upon the injury information and the accident information, and (ii) a likelihood of claim settlement based upon the identity of a selected insurance carrier; (d) a computer system that presents the proposed claim settlement and the likelihood of claim settlement to the operator; and (e) a computer system that sends the proposed claim settlement from the computerized injury evaluation system to the selected insurance carrier after receiving an approval from the operator.
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Citations
25 Claims
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1. A computer network for generating a proposed insurance claim settlement and submitting the proposed insurance claim settlement to an insurance carrier, comprising:
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(a) a computer system that receives injury information from an operator through a web-based interface; (b) a computer system that receives accident information from the operator through a web-based interface; (c) a computerized injury evaluation system that receives injury information and the accident information and then computes; (i) a proposed claim settlement amount based upon the injury information and the accident information, and (ii) (ii) a likelihood of claim settlement for the proposed amount based upon the identity of a selected insurance carrier; (d) a computer system that presents the proposed claim settlement amount and the likelihood of claim settlement statement to the operator through a web-based interface; and (e) a computer system that sends a demand for the proposed claim settlement amount from the computerized injury evaluation system to the selected insurance carrier after receiving an approval from the operator. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. A method for generating a proposed insurance claim settlement and submitting the proposed insurance claim settlement to an insurance carrier, comprising:
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(a) a remote operator sending injury information through a web-based interface to a central computerized injury evaluation system; (b) the remote operator sending accident information through a web-based interface to the central computerized injury evaluation system; (c) the remote operator selecting an insurance carrier through the web-based interface; (d) the central computerized injury evaluation system computing; (i) a proposed claim settlement amount based upon the insurance injury information and the accident information, and (ii) a likelihood of claim settlement based upon the identity of the selected insurance carrier; (e) the central computerized injury evaluation system presenting the proposed claim settlement amount and the likelihood of claim settlement to the operator; and (f) the remote operator authorizing the central computerized injury evaluation system to submit the proposed claim settlement amount to the selected insurance carrier. - View Dependent Claims (18, 19, 20, 21, 22, 23, 24, 25)
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Specification