SETTLEMENT SYSTEM

• US 20110250950A1
• Filed: 03/23/2011
• Published: 10/13/2011
• Est. Priority Date: 04/08/2010
• Status: Active Grant

• Current Assignee: Universal Entertainment Corporation
• Original Assignee: Universal Entertainment Corporation
• Inventors: NONAKA, Nobuyuki
• Granted Patent: US 10,417,866 B2
• Time in Patent Office: Days
• US Class Current: 463/25
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G07F 17/32 for games, toys, sports, or amusements
• CPC Class Codes: G07F 17/3225 Data transfer within a gaming system, e.g. data sent between gaming machines and users
• CPC Class Codes: G07F 17/3244 Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes

Abstract

The present invention is provides a novel electronic settlement technique which is capable of supplying a deposit so as to continue the play of a game after a deposit available in a game facility has been consumed. A negotiable-value providing device is transmits to a user terminal device a deposit supply demand message demanding supply of a premises deposit upon receipt of a transfer demand message. A user terminal device is transmits a transfer demand message to a management server upon receipt of the deposit supply demand message. Upon receipt of the deposit supply demand message, the management server is transmits to a financial institute system a transfer request message requesting a predetermined transfer of a predetermined amount of money from a user bank account. Upon receipt of a transfer completion message, a premises server is transmits a provision instructing message instructing provision of a negotiable-value to the negotiable-value providing device. The negotiable-value providing device having received the provision instructing message executes provision of the negotiable-value.

Claims

1. A settlement system, comprising:

a user terminal device for transmitting a first signal including user identification information specifying at least one of a user and the user terminal device, the first signal including information for demanding provision of a negotiable-value;

a negotiable-value providing device for transmitting a second signal including information for demanding permission of providing a negotiable-value upon receipt of the first signal, and the negotiable-value providing device is capable of communicating with the user terminal device; and

a server for storing an amount of a deposit from the user after being associated with the user identification information, and transmitting to the negotiable-value providing device a third signal indicating that a balance of the deposit is insufficient in a case where the amount of the deposit is not sufficient for an amount of money in a negotiable-value when the second signal is received from the negotiable-value providing device, and transmitting a fifth signal including information for requesting transfer of a predetermined amount of money from an account of the user upon receipt of a fourth signal including information for demanding transfer for supplying the deposit, wherein

the negotiable-value providing device is transmitting to the user terminal device an eighth signal including information for demanding supply of the deposit upon receipt of the third signal,

the user terminal device is transmitting the fourth signal to the server upon receipt of the eighth signal,

the server is transmitting to the negotiable-value providing device a ninth signal including information for instructing provision of a negotiable-value upon receipt of a sixth signal including information indicating transfer of a predetermined amount of money, and

the negotiable-value providing device received the ninth signal is executing provision of a negotiable-value.

2. A settlement system, comprising:

a user terminal device for transmitting a first signal including user identification information specifying at least one of a user and the user terminal device, the first signal including information for demanding provision of a negotiable-value;

a negotiable-value providing device for transmitting a second signal including information for demanding permission of providing a negotiable-value, upon receipt of the first signal, and the negotiable-value providing device is capable of communicating with the user terminal device;

a first server for storing an amount of a deposit from the user after being associated with the user identification information, and transmitting to the negotiable-value providing device a third signal indicating that a balance of the deposit is insufficient in a case where the amount of the deposit is not sufficient for an amount of money in a negotiable-value when the second signal is received from the negotiable-value providing device; and

a second server for transmitting a fifth signal including information for requesting transfer of a predetermined amount of money from an account of the user, upon receipt of a fourth signal including information for demanding transfer for supplying the deposit, and transmitting to the first server a seventh signal including information indicating that transfer for supplying a deposit has been performed upon receipt of a sixth signal including information indicating transfer of a predetermined amount of money, wherein

the negotiable-value providing device is transmitting to the user terminal device an eighth signal including information for demanding supply of the deposit upon receipt of the third signal,

the user terminal device is transmitting the fourth signal to the second server upon receipt of the eighth signal,

the first server is transmitting to the negotiable-value providing device a ninth signal including information for instructing provision of a negotiable-value upon receipt of the seventh signal including information indicating transfer of a predetermined amount of money, and

the negotiable-value providing device received the ninth signal is executing provision of a negotiable-value.

3. The settlement system according to claim 2, wherein

the user terminal device upon receipt of the eighth signal is provides a prompt for inputting a check from a user indicating an execution of transfer for supplying a deposit from the user, provides a standby display for the input, and transmits the fourth signal to a second server when the check input is provided.

4. The settlement system according to claim 2, wherein

the user terminal device is transmits the fourth signal to the second server in a case where the user terminal device and the negotiable-value providing device are connected to communicate with each other again after receipt of the eighth signal.

5. The settlement system according to claim 2, wherein:

the second server is transmits to the user terminal device an eleventh signal including information for demanding a payment to a user account by utilizing another financial institute, upon receipt of a tenth signal including information indicating that a balance in the user account is insufficient after a second server has transmitted the fifth signal;

the user terminal device is transmits to the second server a twelfth signal including information for instructing a payment to the user account by utilizing the another financial institute after receiving the eleventh signal;

the second server is transmits a thirteenth signal including information for demanding transfer of a predetermined amount of money to the user account by utilizing the another financial institute upon receipt of the twelfth signal, and transmits to the first server a fifteenth signal including information for confirming a payment for the deposit upon receipt of a fourteenth signal including information indicating that a predetermined amount of money has been transferred to the user account by utilizing the another financial institute;

the first server is transmits to the negotiable-value providing device a sixteenth signal including information for instructing provision of a negotiable-value upon receipt of the fifteenth signal; and

the negotiable-value providing device is executes provision of the negotiable-value upon receipt of the sixteenth signal.

6. The settlement system according to claim 2, wherein:

the user terminal device further has an electronic money processing means for making a payment of money of a negotiable-value electrically stored, the negotiable-value being associated with at least one of the user and the user terminal device; and

the second server is transmits a seventeenth signal including information for demanding supply of a balance of electronic money by transfer from the user account in a case where the balance of the electronic money is insufficient for a payment of money for providing a negotiable-value, and transmits an eighteenth signal including information for demanding transfer a predetermined amount of money to the user account by utilizing the another financial in the case where the balance in the user account is insufficient, and transmits a twenty first signal including information for instructing supply of a balance of electronic money to the user terminal device upon receipt of a nineteenth signal including information indicating a transfer from the user account or a twentieth signal including information indicating transfer of a predetermined amount of money to the user account by utilizing the another financial institute.

7. A settlement system, comprising

a device for storing an amount of deposit from a user after being associated with a user identification information, and providing a negotiable-value corresponding to the stored amount of the deposit in response to an input signal demanding provision of the negotiable-value from the user in order to enable play of a game of a game machine, wherein

the device is being connected to communicate with an external financial institute system in which the user account is registered, and being configured to able to draw an amount of deposit deposited in the user account of the external financial institute system in response to the user'"'"'s demand,

the device including processing operations of:

determining whether or not the amount of the stored deposit is sufficient for an amount of money for a negotiable-value demanded by the user, when an input signal demanding provision of a negotiable-value is received from the user;

transmitting information requesting transfer of a predetermined amount of money for supplying the deposit to the external financial institute system in which the user account is registered, as a result of the determination, in a case where it is determined that the amount of the stored deposit is not sufficient for the amount of money for the negotiable-value demanded by the user;

supplying the transferred predetermined amount of money to the stored deposit, when a transfer completion signal of the predetermined amount of money has been received from the external financial institute system; and

executing provision of the negotiable-value demanded from the user in order to enable continuation of the user'"'"'s play of the game, based on the supplied deposit.