SYSTEM AND METHOD FOR PROVIDING A GEOGRAPHIC MAP OF ALTERNATIVE SAVINGS OPPORTUNITIES IN ASSOCIATION WITH A FINANCIAL TRANSACTION DATA
First Claim
1. A method, comprising:
- presenting a statement of a user'"'"'s financial transaction data, wherein the financial transaction data were obtained from a financial institution that maintains a financial account on behalf of the user; and
presenting a map of a geographic area and indicating where, within the geographic area, a savings opportunity is presented, wherein the savings opportunity relates to the financial transaction data.
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Accused Products
Abstract
The present disclosure relates to comparison shopping and usage based service analysis for consumers, primarily for financial products. A consumer may not be aware of a provider'"'"'s services, options, terms, conditions, costs, or how the service options change based on the consumer'"'"'s particular usage characteristics. The disclosed comparison shopping method uses the consumer'"'"'s actual or predicted service usage data. Service provider information is used to present the consumer with relevant alternative service offering options. Transaction data is gathered from a user'"'"'s financial account and is analyzed for a savings opportunity indication. The analysis is used to match a savings opportunity from a database of savings opportunities, and the savings opportunity may be displayed in a statement of a user'"'"'s financial account. Past responses to a savings opportunity indication may be gathered and analyzed. In one example, a savings opportunity and the geographical location of the savings opportunity are presented.
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Citations
22 Claims
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1. A method, comprising:
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presenting a statement of a user'"'"'s financial transaction data, wherein the financial transaction data were obtained from a financial institution that maintains a financial account on behalf of the user; and presenting a map of a geographic area and indicating where, within the geographic area, a savings opportunity is presented, wherein the savings opportunity relates to the financial transaction data. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22)
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Specification