Cash dispensing automated banking machine with flexible display
4 Assignments
0 Petitions
Accused Products
Abstract
A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in at least one memory of the terminal. The terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data wirelessly to one or more remote computers to cause financial transfers to or from selected accounts. The terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.
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Citations
38 Claims
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1-18. -18. (canceled)
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19. Apparatus comprising:
a portable handheld terminal, including; a card reader, wherein the card reader is operative to read card data from at least one of a debit and a credit card, wherein the card data corresponds to a financial account; at least one processor, wherein the at least one processor is in operative connection with the card reader; at least one memory, wherein the at least one memory is in operative connection with the at least one processor, wherein the at least one processor is operative to cause data corresponding to the card data to be stored in the at least one memory; at least one manual input device, wherein the at least one manual input device is operative to receive at least one identifying input from a terminal user, wherein the at least one identifying input has a predetermined relationship with the card data; a wireless communication device, wherein the wireless communication device is in operative connection with the at least one processor; wherein the at least one processor is operative to cause the wireless communication device to wirelessly communicate with at least one remote computer, wherein the communication includes sending data corresponding to at least a portion of the card data and at least a portion of the at least one identifying input to the at least one remote computer, and wherein the at least one communication is operative to cause a transfer of funds at least one of to and from the financial account. - View Dependent Claims (20)
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21. Apparatus comprising:
a portable handheld terminal including; at least one memory, wherein the at least one memory includes data corresponding to card data, wherein the card data corresponds to at least one financial account; at least one processor, wherein the at least one processor is in operative connection with the at least one memory; at least one manual input device, wherein the at least one manual input device is in operative connection with the at least one processor; a wireless communication device, wherein the wireless communication device is in operative connection with the at least one processor; wherein the at least one processor is operative responsive to at least one input through the at least one manual input device to cause the terminal to communicate with at least one remote computer through operation of the wireless communication device, wherein the communication is operative to cause a financial transfer involving the at least one financial account. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 34)
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33. The apparatus according to claim 33, wherein the further communication is operative to cause data corresponding to a receipt for the further transfer to be received by the terminal, and wherein the at least one processor is operative to cause data corresponding to the receipt to be stored in the at least one memory.
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35. Apparatus comprising:
a portable handheld terminal including; at least one input device, wherein the at least one input device is operative to receive card data corresponding to data included on at least one of a debit and credit card, wherein the card data corresponds to at least one financial account; at least one processor, wherein the at least one processor is in operative connection with the at least one input device; at least one memory, wherein the at least one memory is in operative connection with the at least one processor; a wireless communication device, wherein the wireless communication device is in operative connection with the at least one processor; wherein the at least one processor is operative to cause data corresponding to the card data to be stored in the at least one memory; and wherein the at least one processor is operative to cause the terminal to wirelessly communicate and to be in operative connection with at least one remote computer, wherein the communication includes communication of at least a portion of the card data from the terminal to the at least one remote computer, and wherein the communication is operative to cause a financial transfer at least one of to and from the financial account. - View Dependent Claims (36, 37, 38)
Specification