MOBILE COMMERCE SYSTEM
First Claim
1. A computer-implemented method comprising:
- receiving location information for a consumer'"'"'s mobile device;
using the location information to determine the consumer'"'"'s location relative to a merchant;
providing an offer to the consumer'"'"'s mobile device based at least partially on the consumer'"'"'s location relative to the merchant;
determining that the consumer lacks interest in the offer; and
communicating with the consumer'"'"'s mobile device about the offer based at least partially on the determining that the consumer lacks interest in the offer.
1 Assignment
0 Petitions
Accused Products
Abstract
Embodiments of the invention are directed to systems, methods, and computer program products for providing targeted product offers to a consumer'"'"'s mobile device based on the consumer'"'"'s current location, location history, transaction history, and purchase thresholds. Embodiments of the invention are also directed to systems, methods, and computer program products for obtaining feedback from the consumer in relation to an offer and providing a modified offer based on the feedback. In one embodiment, the feedback is a determination that a consumer is not interested in a merchant offer based on the consumer'"'"'s substantially real-time location information and transaction information.
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Citations
32 Claims
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1. A computer-implemented method comprising:
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receiving location information for a consumer'"'"'s mobile device; using the location information to determine the consumer'"'"'s location relative to a merchant; providing an offer to the consumer'"'"'s mobile device based at least partially on the consumer'"'"'s location relative to the merchant; determining that the consumer lacks interest in the offer; and communicating with the consumer'"'"'s mobile device about the offer based at least partially on the determining that the consumer lacks interest in the offer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. An apparatus comprising:
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a positioning system configured for determine location information for a consumer'"'"'s mobile device; a computer system configured to use the location information to determine the consumer'"'"'s location relative to a merchant; a computer system configured to provide an offer to the consumer'"'"'s mobile device based at least partially on the consumer'"'"'s location relative to the merchant; a computer system configured to determine that the consumer lacks interest in the offer; and a communication system configured to communicate with the consumer'"'"'s mobile device about the offer based at least partially on the determining that the consumer lacks interest in the offer. - View Dependent Claims (17)
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18. An apparatus comprising:
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a communication interface configured to receive information from a mobile device; and a processor configured to; determine that a consumer associated with the mobile device lacks interest in an offer provided by the merchant, the determination based at least partially on the information received from the mobile device; and use the communication interface to communicate with the mobile device about the offer based at least partially on the determination that the consumer lacks interest in the offer. - View Dependent Claims (19, 20, 21, 22, 23, 24)
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25. An apparatus comprising:
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a memory comprising financial transaction information stored therein for a plurality of consumers; a positioning system configured to receive location information about a mobile device associated with a consumer of the plurality of consumers; a communication device configured to communicate with the mobile device; and a processor communicably coupled to the communication device, the positioning system, and the memory and configured to; determine from the financial transaction information and the location information a percentage of consumer visits to a merchant that are associated with a transaction; and provide information to the mobile device or the merchant based at least in part on the percentage of consumer visits to the merchant that are associated with a transaction. - View Dependent Claims (26, 27, 28, 29)
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30. An apparatus comprising:
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a memory; a communication device; and a processor operatively coupled to the memory and the communication device, wherein the processor is configured to execute non-transitory computer-readable program code to; receive information related to a physical location of a consumer; access consumer transaction information from the consumer'"'"'s account at a financial institution; determine an offer for the consumer based at least in part on the physical location of the consumer and the consumer transaction information from the consumer'"'"'s account at the financial institution; and provide the consumer the offer on a consumer mobile device. - View Dependent Claims (31)
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32. A computer program product for a mobile commerce system, the computer program product comprising at least one non-transitory computer-readable medium having computer-executable program code portions embodied therein, the computer-executable program code portions comprising:
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an executable portion configured for receiving information related to a physical location of a consumer; an executable portion configured for accessing consumer transaction information from the consumer'"'"'s account at a financial institution; an executable portion configured for determining an offer for the consumer based at least in part on the physical location of the consumer and the consumer transaction information from the consumer'"'"'s account at the financial institution; and an executable portion configured for providing the consumer the offer on a consumer mobile device.
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Specification