Local Payment Collection and Information Management Apparatus and Method
First Claim
1. A payment collection and information management apparatus comprising:
- one or more means of storing information;
one or more means of receiving said information from a user;
one or more means of displaying said information to said user;
one or more means for collecting payment from said user;
one or more means for storing said payment; and
one or more means of retrieving said payment;
whereby said user enters control information into said information-receiving means either to retrieve additional information from said information-displaying means or to make a payment by supplying said payment to said payment-collecting means, wherein said payment is then stored using said payment-storing means until said payment is retrieved by the payee using said payment-retrieving means.
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Abstract
An apparatus for collecting payments and managing information, which allows for a payment to be made when the payee is not present and makes a record of the same, and a method is provided. The apparatus comprises a payer interface, a system for receiving payments, a secure lock box for storing payments, and a system for retaining and retrieving information. The payer identifies the payment to be made, enters the type of payment and the amount and submits the payment, which is scanned. The information entered or scanned is stored in a database. The apparatus securely stores the payment and issues a receipt with payment information and images of the payment made. The payee may access the database records and obtain the payments at a later time. The apparatus allows low-income payers, who may not have access to bank accounts or credit cards, to submit cash payments when the payee is unavailable.
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Citations
18 Claims
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1. A payment collection and information management apparatus comprising:
- one or more means of storing information;
one or more means of receiving said information from a user;
one or more means of displaying said information to said user;
one or more means for collecting payment from said user;
one or more means for storing said payment; and
one or more means of retrieving said payment;
whereby said user enters control information into said information-receiving means either to retrieve additional information from said information-displaying means or to make a payment by supplying said payment to said payment-collecting means, wherein said payment is then stored using said payment-storing means until said payment is retrieved by the payee using said payment-retrieving means. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
- one or more means of storing information;
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18. A method of collecting payment and managing information comprising:
- a means of storing information;
a means of displaying said information to a user;
a means of receiving said information from said user;
a means for collecting payment from said user;
a means for storing said payment; and
a means of retrieving said payment;
whereby said user enters control information into said information-receiving means either to retrieve additional information from said information-displaying means or to make a payment by supplying said payment to said payment-collecting means, wherein said payment is then stored using said payment-storing means until said payment is retrieved by the payee using said payment-retrieving means.
- a means of storing information;
Specification