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Multi-Channel Multi-Factor Authentication

  • US 20110302644A1
  • Filed: 08/18/2011
  • Published: 12/08/2011
  • Est. Priority Date: 05/13/2008
  • Status: Active Grant
First Claim
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1. A method for authenticating a user comprising:

  • receiving a claimant target over a first channel;

    retrieving a device address associated with a user ID;

    sending a prompt over a second channel to a device associated with the device address, the prompt being one of a plurality of prompts, each of the plurality of prompts having a biometric template of the user associated therewith;

    receiving video in response to the prompt;

    extracting a biometric response from the video; and

    determining a match between the biometric response and a biometric template associated with the prompt that was sent over the second channel.

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