Systems and Methods for Capturing and Processing Payment Coupon Information
First Claim
1. A method, comprising:
- receiving, by a payment service provider system comprising one or more computers, an image representing a payment coupon;
determining, by the payment service provider system, an identity of a biller associated with the payment coupon from the image;
determining, by the payment service provider system based on the identity of the biller, that no payment coupon metadata for obtaining one or more fields from the payment coupon is stored in association with the biller;
requesting, by the payment service provider system responsive to determining that no payment coupon metadata is stored for the biller, a respective set of one or more field indicators representing at least an approximate size or an approximate location for one or more fields within the image;
receiving, by the payment service provider system, the respective set of one or more field indicators for the one or more fields within the image; and
storing, by the payment service provider system, the respective set of one or more field indicators for the one or more fields within the image as the payment coupon metadata, wherein the payment coupon metadata is stored in association with the biller.
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Accused Products
Abstract
Embodiments of the invention may provide systems and methods for capturing and processing payment coupon information. In one embodiment, a method includes receiving an image representing a payment coupon from a payer and determining an identity of a biller associated with the payment coupon from the image. It may then be determined that no payment coupon metadata for obtaining one or more fields from the payment coupon is stored in association with the biller. The method may then include requesting a respective set of one or more field indicators representing at least an approximate size or an approximate location for one or more fields within the image. Upon receipt, the field indicators for the fields within the image are stored as the payment coupon metadata in association with the biller.
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Citations
28 Claims
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1. A method, comprising:
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receiving, by a payment service provider system comprising one or more computers, an image representing a payment coupon; determining, by the payment service provider system, an identity of a biller associated with the payment coupon from the image; determining, by the payment service provider system based on the identity of the biller, that no payment coupon metadata for obtaining one or more fields from the payment coupon is stored in association with the biller; requesting, by the payment service provider system responsive to determining that no payment coupon metadata is stored for the biller, a respective set of one or more field indicators representing at least an approximate size or an approximate location for one or more fields within the image; receiving, by the payment service provider system, the respective set of one or more field indicators for the one or more fields within the image; and storing, by the payment service provider system, the respective set of one or more field indicators for the one or more fields within the image as the payment coupon metadata, wherein the payment coupon metadata is stored in association with the biller. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A computer program product, comprising one or more computer-readable media having instructions stored thereon for execution by one or more processors to perform the operations of:
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receiving an image representing a first instance of a payment coupon of a biller; requesting a respective set of one or more field indicators for one or more fields within the image; and receiving the respective set of one or more field indicators for the one or more fields within the image for subsequent processing, wherein the one or more sets of one or more field indicators comprise payment coupon metadata of either the first instance or a second instance of the payment coupon of the biller to facilitate extracting data from the image or a second image representing the second instance of the payment coupon. - View Dependent Claims (21, 22, 23, 24, 25, 26, 27)
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28. A system, comprising:
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at least one memory comprising computer-executable instructions; at least one communications interface; and at least one processor in communication with the at least one communications interface and the at least one memory and configured to execute the computer-executable instructions to; receive, via the at least one communications interface, an image representing a payment coupon; determine an identity of a biller associated with the payment coupon from the image; determine, based on the identity of the biller, that no payment coupon metadata for obtaining one or more fields from the payment coupon is stored in association with the biller; request, via the at least one communications interface, responsive to determining that no payment coupon metadata is stored for the biller, a respective set of one or more field indicators representing at least an approximate size or an approximate location for one or more fields within the image; receive, via the at least one communications interface, the respective set of one or more field indicators for the one or more fields within the image; and store, in the memory, the respective set of one or more field indicators for the one or more fields within the image as the payment coupon metadata, wherein the payment coupon metadata is stored in association with the biller.
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Specification