BIOMETRIC PAYMENT AND IDENTIFICATION SYSTEM AND METHOD

• US 20110320037A1
• Filed: 04/08/2011
• Published: 12/29/2011
• Est. Priority Date: 06/25/2010
• Status: Abandoned Application

• Current Assignee: Jose Frugone
• Original Assignee: Jose Frugone
• Inventors: Frugone, Jose
• Application Number:
  US13/082,870
• Publication Number:
  US 20110320037A1
• Time in Patent Office: Days
• US Class Current: 700/237
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G07F 7/10 together with a coded signal , e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

Abstract

A biometric payment and identification system includes a vending machine, a biometric reader device communicating with the vending machine, a biometric information database communicating with the biometric reader device and checking software supporting the biometric information database and communicating with the vending machine. The biometric information database is adapted to electronically store biometric information of potential buyers of products contained in the vending machine. The checking software is adapted to authorize dispensing of products from the vending machine by matching biometric information obtained from the customer using the biometric reader device with the biometric information stored in the biometric information database.

Claims

1. A biometric payment and identification system, comprising:

a vending machine;

a biometric reader device communicating with said vending machine;

a biometric information database communicating with said biometric reader device;

checking software supporting said biometric information database and communicating with said vending machine;

said biometric information database is adapted to electronically store biometric information of potential buyers of products contained in said vending machine; and

said checking software is adapted to authorize dispensing of products from said vending machine by matching biometric information obtained from the customer using said biometric reader device with said biometric information stored in said biometric information database.

2. The biometric payment and identification system of claim 1 further comprising a telecommunication system communicating with said biometric reader device and said biometric information database.

3. The biometric payment and identification system of claim 2 wherein said telecommunication system is wireless.

4. The biometric payment and identification system of claim 2 wherein said telecommunication system comprises at least one of a cellular telephone network, a satellite network, hardwired transmission and the Internet.

5. The biometric payment and identification system of claim 1 wherein said biometric information database is adapted to store personal information of the potential buyers with said biometric information stored in said biometric information database and said checking software is adapted to authorize dispensing of products from said vending machine by matching biometric information obtained from the customer using said biometric reader device and analyzing said personal information.

6. The biometric payment and identification system of claim 5 wherein said personal information comprises between others the date of birth of each potential buyer and said checking software is adapted to analyze said date of birth and authorize dispensing of a product from said vending machine if said date of birth meets a predetermined age limit.

7. The biometric payment and identification system of claim 1 wherein said biometric reader device comprises a fingerprint reader device.

8. The biometric payment and identification system of claim 1 wherein said biometric reader device comprises a retinal scanner, a microphone and/or a scanner.

9. A biometric payment and identification system, comprising:

a vending machine;

a biometric reader device communicating with said vending machine;

a biometric information database communicating with said biometric reader device;

checking software supporting said biometric information database and communicating with said vending machine;

said biometric information database is adapted to electronically store biometric information and payment information of potential buyers of products contained in the vending machine;

said checking software is adapted to authorize dispensing of products from said vending machine by matching biometric information obtained from the customer using said biometric reader device with said biometric information stored in said biometric information database; and

said checking software is adapted to debit payment of products dispensed from said vending machine using said payment information.

10. The biometric payment and identification system of claim 9 further comprising a telecommunication system communicating with said biometric reader device and said biometric information database or with other company databases.

11. The biometric payment and identification system of claim 10 wherein said telecommunication system is wireless.

12. The biometric payment and identification system of claim 10 wherein said telecommunication system comprises at least one of a cellular telephone network, a satellite network, hardwired transmission and the Internet.

13. The biometric payment and identification system of claim 9 wherein said biometric information database is adapted to store personal information of the potential buyers with said biometric information stored in said biometric information database and said checking software is adapted to authorize dispensing of products from said vending machine by matching biometric information obtained from the customer using said biometric reader device and analyzing said personal information.

14. The biometric payment and identification system of claim 13 wherein said personal information comprises between others the date of birth of each potential buyer and said checking software is adapted to analyze said date of birth and authorize dispensing of a product from said vending machine if said date of birth exceeds a predetermined age limit.

15. The biometric payment and identification system of claim 9 wherein said biometric reader device is a fingerprint reader device or a retinal scanner.

16. The biometric payment and identification system of claim 9 wherein said payment information comprises at least one of credit card information, debit card information and bank account information.

17. A biometric payment and identification method, comprising:

obtaining a database of biometric information from potential buyers of products subject to at least one purchase restriction;

obtaining biometric information from a potential buyer of one of the products;

determining a match between said biometric information from said database and said biometric information from a potential buyer of one of the products; and

validating sale of said one of the products upon obtaining said match if there is a restriction on the sale of that product or validate the payment methods registered in the data base or promotions if the product has no restrictions.

18. The method of claim 17 wherein said obtaining a database of biometric information from potential buyers of products subject to at least one purchase restriction comprises obtaining a database of fingerprints or a retinal iris scan.

19. The method of claim 17 further comprising obtaining payment information from said potential buyers of products, a purchase price of said one of the products by the purchase price of the product bought and debiting a purchase price of said one of the products using said payment information.

20. The method of claim 17 further comprising providing at least one vending machine and wherein validating sale of said one of the products upon obtaining said match, buying one unrestricted product using payment information or for receiving promotions comprises dispensing said one of the products from said at least one vending machine.