ACTIVE BUDGET CONTROL
First Claim
1. A method for assisting a customer with budgeting, the method comprising:
- receiving, at a processor, customer input indicating the customer'"'"'s desire to create one or more budgeting accounts each defined to correspond with one or more items included in a customer spending budget;
receiving, at a processor, customer input regarding one or more rules corresponding to the one or more budgeting accounts; and
creating, using a processor, one or more budgeting accounts based at least in part on the received customer input.
1 Assignment
0 Petitions
Accused Products
Abstract
A system and method that assists a customer with budgeting includes receiving, at a processor, customer input indicating the customer'"'"'s desire to create one or more budgeting accounts each defined to correspond with one or more items included in a customer spending budget. The method also includes receiving, at a processor, customer input regarding one or more rules corresponding to the one or more budgeting accounts. The rules, in various embodiments, include one or more funding rules configured to provide parameters for dictating credits for one or more budgeting accounts and/or one or more withdrawal rules configured to provide parameters for dictating debits for one or more budgeting accounts. The method also includes creating, using a processor, one or more budgeting accounts based at least in part on the received customer input. In some embodiments, a processing device applies the rules during a transaction and updates the one or more budgeting accounts.
68 Citations
41 Claims
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1. A method for assisting a customer with budgeting, the method comprising:
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receiving, at a processor, customer input indicating the customer'"'"'s desire to create one or more budgeting accounts each defined to correspond with one or more items included in a customer spending budget; receiving, at a processor, customer input regarding one or more rules corresponding to the one or more budgeting accounts; and creating, using a processor, one or more budgeting accounts based at least in part on the received customer input. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A computer program product comprising a non-transitory computer-readable medium comprising computer executable instructions, the instructions for assisting a customer with budgeting, the instructions comprising:
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instructions for receiving customer input indicating the customer'"'"'s desire to create one or more budgeting accounts each defined to correspond with one or more items included in a customer spending budget; instructions for receiving customer input regarding one or more rules corresponding to the one or more budgeting accounts; and instructions for creating one or more budgeting accounts based at least in part on the received customer input. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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25. A system for assisting a customer with budgeting, the system comprising:
a processing device configured for; receiving customer input indicating the customer'"'"'s desire to create one or more budgeting accounts each defined to correspond with one or more items included in a customer spending budget; receiving customer input regarding one or more rules corresponding to the one or more budgeting accounts; and creating one or more budgeting accounts based at least in part on the received customer input. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36)
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37. A method for assisting a customer with budgeting, the method comprising:
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receiving, using a processor, a transaction initiation request initiating a transaction involving one or more of a customer'"'"'s one or more budgeting accounts each defined to correspond with one or more items included in a customer spending budget; accessing, using a processor, one or more predefined rules configured to provide one or more transaction parameters for the one or more budgeting accounts; applying, using a processor, the one or more transaction parameters for the one or more budgeting accounts involved in the transaction; and updating, using a processor, the one or more budgeting accounts involved in the transaction.
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38. The method of 37 further comprising:
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authenticating a customer at a customer interface device; and
wherein receiving a transaction initiation request initiating a transaction comprises;receiving, at a processor, customer input indicating a type of desired transaction involving the one or more budgeting accounts. - View Dependent Claims (39, 40, 41)
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Specification