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System and method for securely sending a network one-time-password utilizing a mobile computing device

  • US 20110321146A1
  • Filed: 09/09/2011
  • Published: 12/29/2011
  • Est. Priority Date: 02/14/2001
  • Status: Active Grant
First Claim
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1. A computer-implemented method of securely sending a network one- time-password (OTP) from a user computer to an authentication server, the method comprising the steps of:

  • receiving through a user interface, a user password comprising a plurality of characters;

    authenticating by the user computer, a mobile computing device (MCD) communicably coupled to the user computer, wherein the authenticating step verifies that the MCD can properly construct and return to the user computer, a mobile OTP based on information provided by the user computer;

    receiving by the user computer, a network OTP second factor from the authenticated MCD;

    modifying by the user computer, the user password received through the user interface in accordance with the network OTP second factor to create the network OTP; and

    sending the network OTP from the user computer to the authentication server.

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