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SYSTEMS AND METHODS FOR INCREASING COLLECTION AGREEMENT FULFILLMENT AND TRACEABILITY

  • US 20120005075A1
  • Filed: 07/02/2010
  • Published: 01/05/2012
  • Est. Priority Date: 07/02/2010
  • Status: Abandoned Application
First Claim
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1. A system for receiving a payment for a financial obligation of a payer via a staged transaction, and for identifying an originator of the staged transaction after satisfaction of the staged transaction, wherein the system comprises:

  • a collection system, wherein, at the direction of the originator, the collection system is configured to;

    associate the financial obligation with an identifier, wherein the identifier is unique to the financial obligation and indicative of the originator;

    associate the staged transaction with the identifier; and

    provide the identifier for communication to the payer;

    a provider system, wherein the provider system is configured to;

    receive a first record related to the staged transaction from the collection system;

    receive a second record related to the staged transaction, wherein the second record indicates a payment has been received for the financial obligation; and

    send a third record related to the staged transaction to the collection system, wherein the third record indicates a payment has been received for the financial obligation; and

    a provider subsystem, wherein the provider subsystem is configured to;

    receive the identifier from the payer; and

    send the second record related to the staged transaction to the provider system.

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