Systems and Methods to Receive Funds via Mobile Devices
First Claim
1. A method, comprising:
- receiving, in a computing device, a request identifying a source phone number and a destination phone number;
identifying, by the computing device, a funding source associated with the source phone number;
obtaining, by the computing device, an amount of funds from the funding source, in accordance with the request;
storing data representing an amount provided from the source phone number to the destination phone number; and
transmitting, from the computing device, a message to a mobile phone at the destination phone number, the message indicating availability of the amount of funds.
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Accused Products
Abstract
In one aspect, a system includes an interchange with a data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common format and to communicate with the controllers in different formats. The interchange is to receive a request identifying a source phone number and a destination phone number, use a first converter to communicate with a mobile phone at the source phone number to obtain a confirmation of the request, obtain an amount of funds from a funding source associated with the source phone number, and use a second converter to transmit a message to a mobile phone at the destination phone number to indicate the availability of the amount of funds.
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Citations
20 Claims
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1. A method, comprising:
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receiving, in a computing device, a request identifying a source phone number and a destination phone number; identifying, by the computing device, a funding source associated with the source phone number; obtaining, by the computing device, an amount of funds from the funding source, in accordance with the request; storing data representing an amount provided from the source phone number to the destination phone number; and transmitting, from the computing device, a message to a mobile phone at the destination phone number, the message indicating availability of the amount of funds. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A computer-readable storage medium storing instructions, the instructions causing a computer to perform a method, the method comprising:
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receiving a request identifying a source phone number and a destination phone number; identifying a funding source associated with the source phone number; obtaining an amount of funds from the funding source, in accordance with the request; generating a code to represent the amount of funds; and transmitting a message to a mobile phone at the destination phone number, the message including the code to provide the amount of funds.
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20. A system, comprising:
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a data storage facility; and an interchange coupled with the data storage facility, the interchange including a common format processor and a plurality of converters to interface with a plurality of controllers, the converters configured to communicate with the controllers in different formats, the converters to communicate with the common format processor in a common format; wherein in response to a request identifying a source phone number and a destination phone number, the interchange is to use a first converter of the plurality of converters to communicate with a mobile phone at the source phone number to obtain a confirmation of the request, obtain an amount of funds from a funding source associated with the source phone number in accordance with the request upon the confirmation of the request, and use a second converter of the plurality of converters to transmit a message to a mobile phone at the destination phone number to indicate the availability of the amount of funds.
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Specification