WEARABLE ARTICLE HAVING POINT OF SALE PAYMENT FUNCTIONALITY
First Claim
1. A wearable article configured for providing payment information to a point of sale terminal, the wearable article comprising:
- an electronic device carried by the wearable article, the electronic device comprising;
an energy storage element configured to power the electronic device;
a memory device configured for storing account information corresponding to one or more accounts owned by the customer;
a communication device configured for receiving a signal from the point of sale terminal requesting payment information;
a processing device coupled with the energy storage element, the memory device, and the communication device, the processing device configured for receiving a communication from the communication device corresponding to a request for payment information from the point of sale terminal, reading at least a portion of the account information from the memory device, and instructing the communication device to communicate the at least a portion of the account information read from the memory device to the point of sale terminal in response to the request.
1 Assignment
0 Petitions
Accused Products
Abstract
A wearable article is configured for providing payment information to a point of sale terminal during a transaction. The wearable article, in some embodiments, includes a band configured for wrapping around a body part of the customer and for carrying an electronic device. In some embodiments, the band has an attachment system for removably securing the band to the body part of the customer. The electronic device includes an energy storage element, a memory device, a communication device and a processing device. The processing device is configured for receiving a communication from the point of sale terminal requesting payment information for completion of the transaction. The processing device reads account information from the memory device and communicates payment information to the point of sale terminal. In some embodiments, the wearable article receives power from a field generated by the point of sale terminal.
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Citations
47 Claims
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1. A wearable article configured for providing payment information to a point of sale terminal, the wearable article comprising:
an electronic device carried by the wearable article, the electronic device comprising; an energy storage element configured to power the electronic device; a memory device configured for storing account information corresponding to one or more accounts owned by the customer; a communication device configured for receiving a signal from the point of sale terminal requesting payment information; a processing device coupled with the energy storage element, the memory device, and the communication device, the processing device configured for receiving a communication from the communication device corresponding to a request for payment information from the point of sale terminal, reading at least a portion of the account information from the memory device, and instructing the communication device to communicate the at least a portion of the account information read from the memory device to the point of sale terminal in response to the request. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A method for providing payment information to a point of sale terminal, the method comprising:
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powering, by an energy storage element of an electronic device, the electronic device carried by a wearable article; receiving, at a processing device of the electronic device, a signal from the point of sale terminal requesting payment information; reading, using the processing device, at least a portion of account information stored at a memory device of the electronic device; and instructing, by the processing device of the electronic device, a communication device of the electronic device to communicate the at least a portion of account information to the point of sale terminal in response to the request. - View Dependent Claims (22, 23, 24, 25, 26)
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27. A computer program product for providing payment information to a point of sale terminal, the computer program product comprising a non-volatile computer readable memory comprising computer-executable instructions, the instructions comprising:
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instructions for powering, by an energy storage element of an electronic device, the electronic device carried by a wearable article; instructions for receiving, at a processing device of the electronic device, a signal from the point of sale terminal requesting payment information; instructions for reading, using the processing device, at least a portion of account information stored at a memory device of the electronic device; and instructions for instructing, by the processing device of the electronic device, a communication device of the electronic device to communicate the at least a portion of account information to the point of sale terminal in response to the request. - View Dependent Claims (28, 29, 30, 31, 32)
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33. A point of sale terminal for receiving payment information from an electronic device carried by a wearable article worn by a customer, the point of sale terminal comprising:
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a communication device configured for wireless communication with the electronic device; a processing device coupled with the communication device, the processing device configured for; instructing the communication device to communicate a request for payment information to the electronic device; and instructing the communication device to receive payment information corresponding with at least a portion of account information stored by the electronic device, the portion of account information corresponding with one or more accounts owned by the customer. - View Dependent Claims (34, 35, 36, 37)
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38. A method for receiving payment information from an electronic device carried by a wearable article worn by a customer, the method comprising:
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instructing, by a processing device, the communication device to communicate a request for payment information to the electronic device; and instructing, by a processing device, the communication device to receive payment information corresponding with at least a portion of account information stored by the electronic device, the portion of account information corresponding with one or more accounts owned by the customer. - View Dependent Claims (39, 40, 41, 42)
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43. A computer program product for receiving payment information from an electronic device carried by a wearable article, the computer program product comprising a non-volatile computer readable memory comprising computer-executable instructions, the instructions comprising:
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instructions for instructing, by a processing device, the communication device to communicate a request for payment information to the electronic device; and instructions for instructing, by a processing device, the communication device to receive payment information corresponding with at least a portion of account information stored by the electronic device, the portion of account information corresponding with one or more accounts owned by the customer. - View Dependent Claims (44, 45, 46, 47)
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Specification