WEARABLE FINANCIAL INDICATOR
First Claim
1. A wearable article configured for indicating financial information to a customer, the wearable article comprising:
- a communication device configured for receiving a financial indicator from a remote device, the financial indicator being communicated by the remote device in accordance with a pre-established financial indicator profile, and the financial indicator being associated with financial information associated with the customer; and
a user output device operatively coupled to the communication device and configured to communicate user output to the customer based at least partially on the financial indicator received by the communication device.
1 Assignment
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Accused Products
Abstract
A wearable article, such as but not limited to a watch, wristband, or ring, is configured for indicating financial information to a customer. The wearable article includes a communication device configured for receiving a financial indicator from a server. The financial indicator may be communicated by a financial institution'"'"'s server in accordance with a financial indicator profile pre-established by the customer. A user output device, such as a display, is configured for communicating user output, such as a colored light, to the customer based at least in part on the financial indicator. The wearable article may be configured to communicate with the server through a mobile terminal, such as a mobile phone, an Internet hot spot, a mobile telephony system, a payment network, a point-of-sale terminal, or the like. The wearable article may be configured to communicate with a point-of-sale terminal so that the wearable article can also be used as a payment device.
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Citations
67 Claims
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1. A wearable article configured for indicating financial information to a customer, the wearable article comprising:
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a communication device configured for receiving a financial indicator from a remote device, the financial indicator being communicated by the remote device in accordance with a pre-established financial indicator profile, and the financial indicator being associated with financial information associated with the customer; and a user output device operatively coupled to the communication device and configured to communicate user output to the customer based at least partially on the financial indicator received by the communication device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28)
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29. A method for indicating financial information to a customer, the method comprising:
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receiving a financial indicator from a remote device via a communication device, the financial indicator being communicated by the remote device in accordance with a pre-established financial indicator profile, and the financial indicator being associated with financial information associated with the customer; and communicating user output to the customer via a wearable user output device, the user output based at least partially on the financial indicator received by the communication device. - View Dependent Claims (30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45)
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46. A computer program product configured for indicating financial information to a customer, the computer program product comprising a non-transitory computer readable medium comprising computer-executable instructions stored therein, the computer-executable instructions comprising:
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instructions for receiving a financial indicator from a remote device, the financial indicator being communicated by the remote device in accordance with a pre-established financial indicator profile, and the financial indicator being associated with financial information associated with the customer; and instructions for communicating user output to the customer via a wearable user output device, the user output based at least partially on the financial indicator received from the remote device. - View Dependent Claims (47, 48, 49, 50, 51, 52, 53, 54, 55, 56)
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57. A mobile terminal comprising:
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a communication device configured to communicate wirelessly with; a remote server via a global area network, and a wearable user output device via a local area network; and a processing device operatively coupled to the communication device and configured to; use the communication device to receive a financial indicator from the remote server, and use the communication device to communicate user output instructions to the wearable user output device based at least partially on the financial indicator received from the remote server. - View Dependent Claims (58, 59, 60, 61, 62)
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63. A system configured for indicating financial information to a customer, the system comprising:
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a communication device; a memory device configured for storing a pre-established financial indicator profile; and a processing device operatively coupled to the communication device and the memory device, the processing device configured to; apply the pre-established financial indicator profile stored in the memory device to one or more accounts maintained by a financial institution and associated with the customer thereby detecting one or more triggering events; determine a financial indicator based at least in part on the one or more triggering events; and instruct the communication device to communicate the financial indicator to a wearable article carried by the customer. - View Dependent Claims (64, 65, 66)
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67. A method for indicating financial information to a customer, the method comprising:
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storing, by a memory device, a pre-established financial indicator profile; applying, by a processing device, the financial indicator profile stored at the memory device to one or more accounts maintained by the financial institution and associated with the financial indicator profile thereby detecting one or more triggering events; determining, by the processing device, a financial indicator based at least in part on the one or more triggering events; and instructing, by the processing device, a communication device to communicate the financial indicator to a wearable article carried by the customer.
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Specification