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VIRTUAL POINT OF SALE TERMINAL AND ELECTRONIC WALLET APPARATUSES AND METHODS FOR PROCESSING SECURE WIRELESS PAYMENT TRANSACTIONS

  • US 20120030044A1
  • Filed: 08/15/2011
  • Published: 02/02/2012
  • Est. Priority Date: 08/28/2007
  • Status: Abandoned Application
First Claim
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1. A virtual point of sale terminal for initiating and accepting a wireless electronic payment, the apparatus comprising:

  • a mobile communication device having wireless data communication capabilities, the mobile communication device configured to communicate with a payment gateway system;

    a point of sale processing application installed onto the mobile communications device, the point of sale processing application configured to;

    wirelessly transmit a request for payment of a transaction to the payment gateway system; and

    wirelessly receive an approval code for payment of the transaction from the payment gateway system.

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