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User Positive Approval and Authentication Services (UPAAS)

  • US 20120030114A1
  • Filed: 08/02/2010
  • Published: 02/02/2012
  • Est. Priority Date: 08/02/2010
  • Status: Active Grant
First Claim
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1. A method and technology solution enabling Issuers of Retail Payment and Identification instruments to request approval from Users of these instruments in real time for the transactions initiated at and processed through legacy or non-legacy systems once the transaction authorization request is received from Acquirer or Network and before it is processed for approval by Issuer Host.

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