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CONSUMER OFFER REDEMPTION METHODS AND SYSTEMS

  • US 20120035997A1
  • Filed: 08/03/2011
  • Published: 02/09/2012
  • Est. Priority Date: 08/04/2010
  • Status: Active Grant
First Claim
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1. A computer-implemented offer redemption method comprising:

  • (a) storing information on a consumer and a payment account associated with the consumer in a computer storage system;

    (b) receiving activation of an offer from the consumer covering a product or service or a purchase from a retailer;

    (c) linking the offer to the consumer'"'"'s payment account;

    (d) monitoring transactions in the consumer'"'"'s payment account; and

    (e) when the consumer has purchased the product or service or made a purchase from the retailer covered by the linked offer using the consumer payment account, making payment for offer settlement to a payment processor managing the consumer'"'"'s payment account to be credited to the consumer'"'"'s payment account.

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