SYSTEMS AND METHODS FOR PROVIDING A MULTI-CHANNEL RETAIL LAYAWAY SERVICE
First Claim
Patent Images
1. A computer readable media in the form of a physical memory device having stored thereon computer executable instructions for providing a multi-channel layaway service, the instructions performing steps, comprising:
- creating in a centralized layaway contract management system from information received via one of an online retail channel and a physical retail channel a layaway contract to purchase one or more ordered items;
allowing the status of the layaway contract in the centralized layaway contract management system to be updated in response to payments made against the layaway contract via both the online retail channel and the physical retail channel; and
in response to a final payment being made against the layaway contract, causing the centralized layaway contract management system to issue a release of the one or more ordered items.
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Abstract
Multi-channel layaway services are provided whereby a customer may use an online retail channel or a physical retail channel to form a layaway contract to purchase one or more ordered items and then use the online retail channel and/or the physical retail channel to make payments on, view, or otherwise manage the formed layaway contract. Upon completion of the terms of the formed layaway contract the customer is able to receive the ordered items.
75 Citations
8 Claims
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1. A computer readable media in the form of a physical memory device having stored thereon computer executable instructions for providing a multi-channel layaway service, the instructions performing steps, comprising:
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creating in a centralized layaway contract management system from information received via one of an online retail channel and a physical retail channel a layaway contract to purchase one or more ordered items; allowing the status of the layaway contract in the centralized layaway contract management system to be updated in response to payments made against the layaway contract via both the online retail channel and the physical retail channel; and in response to a final payment being made against the layaway contract, causing the centralized layaway contract management system to issue a release of the one or more ordered items. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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Specification