SYSTEMS AND METHODS FOR PROVIDING A SAFE DRIVING AND VEHICLE RELATED ELECTRONIC COMMUNITY

• US 20120059724A1
• Filed: 09/07/2011
• Published: 03/08/2012
• Est. Priority Date: 09/07/2010
• Status: Active Grant

• Current Assignee: Collision Guard Incorporated
• Original Assignee: Collision Guard Incorporated
• Inventors: Nichols, Brian, Nichols, Dan, Nichols, James, Nichols, Linda, Nichols, Russ
• Granted Patent: US 8,788,298 B2
• Time in Patent Office: Days
• US Class Current: 705/14.66
• CPC Class Codes: G06Q 30/0241 Advertisements
• CPC Class Codes: G06Q 30/0269 based on user profile or attribute
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G06Q 50/01 Social networking

Abstract

An online safe driver community having driving and vehicle related information and services made available to members of the community. A method for covering costs associated with an insurance deductible.

Claims

1. A method of reimbursing a cost associated with an insurance deductible, the method comprising:

providing a safe driver community;

providing memberships to the safe driver community;

offering a membership benefit to members of the safe driver community, the membership benefit to include coverage of a member'"'"'s deductible associated with an insurance policy; and

covering the member'"'"'s deductible associated with the insurance policy.

2. The method of claim 1, wherein the insurance policy is a vehicle insurance policy.

3. The method of claim 1, wherein the safe driver community is an online community.

4. The method of claim 1, further comprising a step for providing the member with a plurality of content via the safe driver community.

5. The method of claim 4, wherein the plurality of content includes advertising content, educational content, vehicle repair content, and vehicle maintenance content.

6. The method of claim 5, wherein the plurality of content is selected based upon an identifying characteristic of the member.

7. The method of claim 6, wherein the identifying characteristic is at least one of an age of the member, a sex of the member, a vehicle of the member, a maintenance event of the member'"'"'s vehicle, a geolocation of the member, and an inquiry of the member.

8. The method of claim 1, further comprising a step for tracking maintenance of a member'"'"'s vehicle.

9. The method of claim 8, further comprising a step for providing the member with an advertising material based upon a maintenance status of the member'"'"'s vehicle.

10. The method of claim 9, further comprising a step for notifying the member of a maintenance event based upon the maintenance status of the member'"'"'s vehicle.

12. The online community of claim 10, further comprising a benefit whereby an insurance deductible of the member is covered by the online community.

14. The online community of claim 10, wherein the plurality of content includes advertising content, educational content, vehicle repair content, and vehicle maintenance content.

16. The online community of claim 14, wherein the identifying characteristic is at least one of an age of the member, a sex of the member, a vehicle of the member, a maintenance event of the member'"'"'s vehicle, a geolocation of the member, and an inquiry of the member.

18. The online community of claim 16, wherein the service for tracking the maintenance record of the member'"'"'s vehicle further provides the member with advertising material based upon a maintenance status of the member'"'"'s vehicle.

19. The online community of claim 18, further comprising a service for notifying the member of a maintenance event based upon the maintenance status of the member'"'"'s vehicle.

11. An online community, comprising plurality of content accessible to a member of the online community, the plurality of content consisting of driving and vehicle related information and services.

13. The online community of claim 11, wherein the insurance deductible is a vehicle insurance deductible.

15. The online community of claim 13, wherein the plurality of content is selected based upon an identifying characteristic of the member.

17. The online community of claim 15, further comprising a service for tracking a maintenance record of the member'"'"'s vehicle.

20. A computer program product for implementing within a computer system a method for reimbursing a cost associated with an insurance deductible, the computer program product comprising:

a computer readable medium for providing computer program code means utilized to implement the method, wherein the computer program code means is comprised of executable code for implementing the steps for;

providing a safe driver community;

providing memberships to the safe driver community;

offering a membership benefit to members of the safe driver community, the membership benefit to include coverage of a member'"'"'s deductible associated with an insurance policy; and

covering the member'"'"'s deductible associated with the insurance policy.