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Universal Bonus/Rewards Card

  • US 20120078695A1
  • Filed: 09/07/2011
  • Published: 03/29/2012
  • Est. Priority Date: 09/27/2010
  • Status: Abandoned Application
First Claim
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1. A universal rewards system for consolidating reward and bonus programs across a series of programs in which a consumer participates, said system comprising:

  • (a) at least one computer having a computer-readable medium with program instructions stored thereon, which, when executed by a processor of the at least one computer, cause the processor to;

    (i) directly or indirectly receive data streams or notifications regarding participating merchants, identify qualified transactions, identify appropriate rewards/bonuses, and identify participating consumers;

    (ii) determine and/or generate data regarding the qualified transactions and the appropriate rewards/bonuses; and

    (iii) transmit information regarding the qualified transactions and issuance of the appropriate rewards/bonuses; and

    (b) an identification device for distribution to the participating consumers, said identification device including identifying information unique to the participating consumer, said identification device configured for universal acceptance by each of said participating merchants and wherein at least some of the participating merchants offer diverse goods and/or services.

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