SYSTEM AND METHOD FOR A SECURE TRANSACTION MODULE
First Claim
Patent Images
1. A secure electronic payment transaction system comprising:
- a secure transaction module (STM) comprising one or more hardware components and one or more software components for providing secure payment transactions utilizing banking cards;
a host device comprising a communication modem for connecting directly to a financial institution via a network;
wherein said STM comprises an interface and connects with said host device via said interface and then communicates with said financial institution via said host device'"'"'s communication modem, and wherein said interface provides a processor-to-processor connection between the STM and the host device; and
wherein said STM receives payment transaction commands from said host device via said interface.
2 Assignments
0 Petitions
Accused Products
Abstract
A secure electronic payment transaction system includes a Secure Transaction Module (STM) and a host device. The STM includes hardware and software components that meet the security requirements of the payment card industry and provide secure payment transactions utilizing banking cards. The host device includes a communication modem for connecting to financial institutions via a network connection. The STM connects to the host device via an interface and communicates with the financial institutions via the host device'"'"'s communication modem. The STM is self-sufficient and can be connected to any host device over any interface.
95 Citations
24 Claims
-
1. A secure electronic payment transaction system comprising:
-
a secure transaction module (STM) comprising one or more hardware components and one or more software components for providing secure payment transactions utilizing banking cards; a host device comprising a communication modem for connecting directly to a financial institution via a network; wherein said STM comprises an interface and connects with said host device via said interface and then communicates with said financial institution via said host device'"'"'s communication modem, and wherein said interface provides a processor-to-processor connection between the STM and the host device; and wherein said STM receives payment transaction commands from said host device via said interface. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
-
Specification