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SYSTEMS AND METHODS FOR FACILITATING PAYMENT RECONCILIATION OVER A NETWORK

  • US 20120089509A1
  • Filed: 02/23/2011
  • Published: 04/12/2012
  • Est. Priority Date: 10/06/2010
  • Status: Abandoned Application
First Claim
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1. A method for facilitating electronic commerce over a network, the method comprising:

  • communicating with a user via a user device and a merchant via a merchant device over the network;

    receiving a purchase request from the merchant via the merchant device over the network on behalf of the user;

    generating an invoice with an invoice identifier related to the purchase request;

    printing the generated invoice with the invoice identifier;

    sending the printed invoice with the invoice identifier to the user via a postal service;

    receiving an invoice payment request from the user via the user device over the network;

    obtaining the invoice identifier from the invoice payment request;

    reconciling an invoice payment on behalf of the user via the user device over the network; and

    storing information related to the reconciled invoice payment.

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