NEAR FIELD COMMUNICATION TERMINAL CAPABLE OF LOADING CARD WITH MONEY AND METHOD OF OPERATING THE SAME

• US 20120089513A1
• Filed: 10/04/2011
• Published: 04/12/2012
• Est. Priority Date: 10/04/2010
• Status: Active Grant

• Current Assignee: KT Corporation
• Original Assignee: KT Corporation
• Inventors: LEE, Dong Hyuk, KIM, Jin Woo, YEO, Jun Su
• Granted Patent: US 10,229,397 B2
• Time in Patent Office: Days
• US Class Current: 705/41
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

Disclosed herein are an NFC terminal and a method of operating an NFC terminal. The NFC terminal includes an NFC unit and a payment unit. The NFC unit communicates with an external payment processing server. The payment unit pays for loaded money data while communicating with the payment processing server.

Claims

1. A Near Field Communication (NFC) terminal, comprising:

an NFC unit for communicating with an external payment processing server; and

a payment unit for paying for loaded money data while communicating with the payment processing server.

2. The NFC terminal as set forth in claim 1, further comprising a control unit for controlling operation of the NFC unit and operation of the payment unit and performing control so that the loaded money data received via the NFC unit and processed by the payment processing server can be stored in storage.

3. A method of operating an NFC terminal, comprising the steps of:

(a) a control unit requesting an external payment processing server to pay for loaded money data using a payment verification number via an NFC unit;

(b) in response to the payment request, the payment processing server processing the loaded money data and sending the processed loaded money data to the NFC unit; and

(c) the control unit performing control so that the paid loaded money data can be stored in storage.

4. The method as set forth in claim 3, wherein the step (a) comprises operating the control unit in response to pressing of a loading button.

5. The method as set forth in claim 3, wherein the step (a) comprises performing control in response to a pressing of a loading button and money loading adjustment buttons so that an amount of money to be loaded can be adjusted.

6. The method as set forth in claim 3, further comprising:

(d) a user pressing a loading button to load a non-contact prepaid card with money; and

(e) the control unit sending the stored loaded money data to the non-contact prepaid card via the NFC unit.

7. A method of operating an NFC terminal, comprising the steps of:

(a) a user pressing a loading button to load a non-contact prepaid card with money; and

(b) a control unit sending loaded money data to the non-contact prepaid card via an NFC unit.

8. The method as set forth in claim 7, wherein the step (a) comprises controlling operation of the control unit using the loading button and money loading adjustment buttons so that an amount of money to be loaded can be adjusted.