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SYSTEMS AND METHODS FOR HOME INVENTORY AND INSURANCE

  • US 20120095783A1
  • Filed: 04/09/2011
  • Published: 04/19/2012
  • Est. Priority Date: 06/19/2009
  • Status: Abandoned Application
First Claim
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1. A method of operating a home inventory and insurance system, the method comprising:

  • providing a processor;

    providing a home inventory database coupled to the processor;

    providing an insurance database coupled to the processor;

    receiving data related to an item purchased by a user;

    determining, using the processor and the insurance database, a policy cap for an insurance policy associated with the user;

    determining, using the processor and the insurance database, that adding the item to the insurance policy will result in a value of items covered by the insurance policy exceeding the policy cap by a predetermined amount; and

    providing, using the processor, an insurance quote for an updated insurance policy having a new policy cap greater than or equal to the policy cap plus the predetermined amount.

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