DEBT RECOVERY ADMINISTRATION AND PORTFOLIO MANAGEMENT SYSTEM
First Claim
1. A system for vehicle debt recovery, comprising:
- a database for storing a data structure;
a data set stored in the data structure and including a plurality of accounts;
at least a first and second party associated with each of the plurality of accounts;
a vehicle associated with each of the plurality of accounts;
a processor;
software specially programming the processor, the software including an action module providing a plurality of actions and enabling selectively associating the plurality of actions with each of the plurality of accounts; and
a deadline associated with at least one of the plurality of actions for each of the associated plurality of accounts; and
wherein;
each of the plurality of accounts describe an amount owed by the first party to the second party in regard to the vehicle;
the at least one of the plurality of actions includes a legal filing associated with the account; and
the software enables subsets of the plurality of accounts to be selected based on the associated at least one of the plurality of actions and the associated deadline.
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Accused Products
Abstract
A system and method for the automation of debt recovery relating to deficiencies in amounts owed for a vehicle includes a database; an input translation module to receive a plurality of accounts; a judgment module enabled to receive user input and store data relating to a court judgment; modules for garnishment, tracking, queuing, output translation, and other actions enabled to use the data set to batch calculate and produce filing information and documentation required to initiate and maintain garnishments, judgments, tracking accounts through metatags and associated safeguards, display, index, and navigate a subset of accounts based on selected attributes of the data set, and transform the data set for use by accounting and financial analysis systems.
19 Citations
20 Claims
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1. A system for vehicle debt recovery, comprising:
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a database for storing a data structure; a data set stored in the data structure and including a plurality of accounts; at least a first and second party associated with each of the plurality of accounts; a vehicle associated with each of the plurality of accounts; a processor; software specially programming the processor, the software including an action module providing a plurality of actions and enabling selectively associating the plurality of actions with each of the plurality of accounts; and a deadline associated with at least one of the plurality of actions for each of the associated plurality of accounts; and wherein; each of the plurality of accounts describe an amount owed by the first party to the second party in regard to the vehicle; the at least one of the plurality of actions includes a legal filing associated with the account; and the software enables subsets of the plurality of accounts to be selected based on the associated at least one of the plurality of actions and the associated deadline. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A method for vehicle debt recovery, comprising the steps of:
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providing a database for storing a data structure receiving and transforming for storage in the data structure a data set including a plurality of accounts, each account describing a vehicle, a first and second party, and an amount owed by the first party to the second party in regard to a vehicle; selectively associating at least one of a plurality of actions with each of the plurality of accounts, the at least one of the plurality of actions including a legal filing associated with the amount owed; calculating a deadline associated with the at least one of the plurality of actions for each of the plurality of accounts; and selecting a subset of the plurality of accounts based on the associated at least one of the plurality of actions and the associated deadline. - View Dependent Claims (14, 15, 16, 17, 18, 19)
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20. A system for debt recovery, comprising:
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a database for storing a data structure; a data set stored in the data structure and including a plurality of accounts; at least a first and second party associated with each of the plurality of accounts; a processor; and software specially programming the processor, the software including an action module providing a plurality of actions and enabling selectively associating the plurality of actions with each of the plurality of accounts; and wherein; each of the plurality of accounts describe an amount owed by the first party to the second party; the at least one of the plurality of actions includes a legal filing associated with the amount owed; and the software enables subsets of the plurality of accounts to be selected based on the associated at least one of the plurality of actions.
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Specification