SYSTEM AND METHOD FOR CONSOLIDATING NETWORK AND IDENTIFICATION FUNCTIONS ON A COMMUNICATION DEVICE
First Claim
1. A computer system provided on a communication device of a user, the system comprising:
- communication means for communicating over a network; and
an integrated circuit card comprisinga memory storing a network profile corresponding to a network carrier of the user and storing an identify profile corresponding to a personal token of the user, anda processor accessing the network profile to facilitate a network operation over a network and accessing the identify profile to verify an identity of the user.
12 Assignments
0 Petitions
Accused Products
Abstract
The present invention relates generally to a smart card device that is configured to facilitate wireless network access and credential verification. Specifically, the device is configured to meet the physical and electrical specification for commercially available mobile devices utilizing a standard Subscriber Identity Module (SIM) for network access. The device combines the features of the SIM with Common Access Card or Personal Identity Verification card features to allow a network subscriber to invoke secure payment transactions over a carrier'"'"'s network. The system includes data storage for maintaining a plurality of network and transaction instrument profiles and a profile gateway for receiving transaction information from a payment gateway, sending an authorization request to a user'"'"'s mobile device, receiving a transaction authorization from the mobile device, and sending transaction information to a payment gateway to finalize the payment transaction.
-
Citations
50 Claims
-
1. A computer system provided on a communication device of a user, the system comprising:
-
communication means for communicating over a network; and an integrated circuit card comprising a memory storing a network profile corresponding to a network carrier of the user and storing an identify profile corresponding to a personal token of the user, and a processor accessing the network profile to facilitate a network operation over a network and accessing the identify profile to verify an identity of the user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17)
-
-
18. A system implemented on an integrated circuit card on a communication device of a user, the system comprising:
-
a memory storing a network profile corresponding to a network carrier of the user and storing an identify profile corresponding to a personal token of the user; and a processor accessing the network profile to facilitate a network operation over a network and accessing the identify profile to verify an identity of the user. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34)
-
-
35. A method, performed by an integrated circuit card on a communication device of a user, the method comprising the steps of:
-
storing a network profile corresponding to a network carrier of the user; storing an identify profile corresponding to a personal token of the user; accessing the network profile to facilitate a network operation over a network; and accessing the identify profile to verify an identity of the user. - View Dependent Claims (36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50)
-
Specification