SYSTEM AND METHOD FOR POPULATING A LIST OF TRANSACTION PARTICIPANTS
First Claim
1. A method implemented by a computing device, wherein the computing device allows a user to populate a list of user-to-user “
- U2U”
transaction participants, the method comprising;
receiving information associated with a party to a financial transaction with the user;
determining, based at least partially on the information, that the party can participate in a U2U transaction with the user; and
populating the list of U2U transaction participants with an alias identifier.
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Accused Products
Abstract
Embodiments of the invention provide a method of populating a list of transaction participants with the aliases of individuals and entities that can participate in P2P transactions. In some embodiments, the list of transaction participants is a list of payment recipients to whom the user can make P2P payments and the list is populated with a third party'"'"'s alias. In other embodiments, the list of transaction participants in a list of recipients to whom a third party can make P2P payments and the list is populated with the user'"'"'s alias. In some embodiments, a method is provided that includes: (1) receiving information associated with a party to a financial transaction with a user; (2) determining, at least partially on the information associated with the party, that the party can participate in a P2P transaction with the user; and (3) populating a list of P2P transaction participants with an alias identifier.
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Citations
46 Claims
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1. A method implemented by a computing device, wherein the computing device allows a user to populate a list of user-to-user “
- U2U”
transaction participants, the method comprising;receiving information associated with a party to a financial transaction with the user; determining, based at least partially on the information, that the party can participate in a U2U transaction with the user; and populating the list of U2U transaction participants with an alias identifier. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
- U2U”
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17. An apparatus configured to allow a user to populate a list of user-to-user (“
- U2U”
) transaction participants, the apparatus comprising;a communication device; and a processing device communicably coupled to the communication device, wherein the processing device is configured to; receive information associated with a party to a financial transaction with the user; determine, based at least partially on the information, that the party can participate in a U2U transaction with the user; and populate the list of U2U transaction participants with an alias identifier. - View Dependent Claims (18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30)
- U2U”
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31. A computer program product for allowing a user to populate a list of user-to-user (“
- U2U”
) transaction participants, the computer program product comprising computer executable program code that, when executed by a computing device, causes the computing device to;receive information associated with a party to a financial transaction with the user; determine, based at least partially on the information, that the party can participate in a U2U transaction with the user; and populate the list of U2U transaction participants with an alias identifier. - View Dependent Claims (32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46)
- U2U”
Specification