System and method of transferring information

• US 20120117091A1
• Filed: 01/17/2012
• Published: 05/10/2012
• Est. Priority Date: 09/23/2005
• Status: Active Grant

• Current Assignee: Regions Bank (Regions Financial Corporation)
• Original Assignee: Regions Asset Company
• Inventors: Wallach, Benjamin T.
• Granted Patent: US 11,532,039 B2
• Time in Patent Office: Days
• US Class Current: 707/754
• CPC Class Codes: G06F 16/254 Extract, transform and load [ETL] procedures, e.g. ETL data flows in data warehouses
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

A system and method of transferring information comprising an input module configured to receive an access parameter from an entity authorized to provide the access parameter, an access module configured to access a first database or a second database and communicate information from the first database to the second database wherein the information is configured to perform an authorized function. The function can be authorized bill payment. The information to be transferred can include financial information, and can include account information.

Claims

1. A method of transferring information comprising:

storing information in at least one initial storage location;

permissibly retrieving the information from the initial storage location;

supplying the information to a separate storage location; and

implementing the information at the separate location.

2. The method of claim 1 further comprising retrieving and supplying the information electronically.

3. The method of claim 1 further comprising non-electronically storing the information in the initial storage location or the separate storage location, independently.

4. The method of claim 1 further comprising electronically storing the information in the initial storage location or the separate storage location, independently.

5. The method of claim 1 further comprising collecting the information stored in an initial storage location.

6. The method of claim 1 further comprising filtering the information.

7. A computerized system of transferring information comprising:

access parameter receiving fields;

an access module configured to electronically access the information with the access parameter; and

a processor configured to automatically supply the information to a storage device wherein;

the storage device is configured to electronically store the information, and the information is configured to perform an authorized function.

8. The system of claim 7 wherein the processor includes a collection module configured to automatically collect the information.

9. The system of claim 7 wherein the processor includes a communication module configured to supply the information to the storage device.

10. The system of claim 7 wherein the processor includes a filter module configured to transfer limited information.

11. The system of claim 7 wherein the processor includes an implementation module configured to employ the information to perform the authorized function.

12. The system of claim 7 wherein the function includes authorized bill payment.