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METHOD AND SYSTEM FOR ABSTRACTED AND RANDOMIZED ONE-TIME USE PASSWORDS FOR TRANSACTIONAL AUTHENTICATION

  • US 20120137353A1
  • Filed: 11/23/2011
  • Published: 05/31/2012
  • Est. Priority Date: 11/30/2010
  • Status: Abandoned Application
First Claim
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1. A method for validating a user'"'"'s authenticity to access a secure system, the method comprising:

  • receiving an authentication request from the user;

    generating a security matrix based on a user ID and user preference data and sending said matrix to the user;

    receiving a one-time code from the user in response to the security matrix;

    validating the one-time code based on the security matrix, the user ID, at least one user keyword, and user preference data;

    after validating the one-time code, sending an authentication result to the user, said authentication result being based on the one-time code, the security matrix, the user ID, the user keyword, and user preferences; and

    sending a success or fail message, distinct from the authentication result, to the secure system based on the authentication result.

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