Device Enrollment System and Method
First Claim
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1. A method comprising:
- receiving payment card data at an access device;
receiving an identifier for a phone at the access device; and
generating and sending an authorization request message to a server computer associated with a payment processing network, wherein the server computer associated with the payment processing network generates a verification token, wherein the verification token indicates that subsequent transactions conducted by the phone are to be processed as card present transactions, wherein the verification token is then sent to the phone and is stored in the phone, whereby the phone is thereafter used to conduct payment transactions, wherein the payment transactions are processed as card present transactions.
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Abstract
Embodiments related to systems and methods comprising receiving payment data at an access device; receiving an identifier for a phone at the access device; and generating and sending an authorization request message to a payment processing network, wherein the payment processing network generates a verification token, which is then sent to the phone whereby the phone is thereafter used to conduct payment transactions.
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Citations
20 Claims
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1. A method comprising:
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receiving payment card data at an access device; receiving an identifier for a phone at the access device; and generating and sending an authorization request message to a server computer associated with a payment processing network, wherein the server computer associated with the payment processing network generates a verification token, wherein the verification token indicates that subsequent transactions conducted by the phone are to be processed as card present transactions, wherein the verification token is then sent to the phone and is stored in the phone, whereby the phone is thereafter used to conduct payment transactions, wherein the payment transactions are processed as card present transactions. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. An access device comprising:
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a processor; and a computer readable medium coupled to the processor, the computer readable medium comprising, code executable by the processor, for implementing a method comprising; receiving payment card data; receiving an identifier for a phone; and generating and sending an authorization request message to a server computer associated with a payment processing network, wherein server computer associated with the payment processing network generates a verification token, wherein the verification token indicates that subsequent transaction conducted by the phone are to be processed as card present transactions, wherein the verification token is then sent to the phone and is stored in the phone, whereby the phone is thereafter used to conduct payment transactions, wherein the payment transactions are processed as card present transactions. - View Dependent Claims (11, 12, 13, 14, 15, 16)
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17. A system comprising:
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an access device comprising (a) a processor, and (b) a computer readable medium coupled to the processor, the computer readable medium comprising, code executable by the processor, for implementing a method comprising receiving payment card data, receiving an identifier for a phone, and generating and sending an authorization request message to a server computer associated with a payment processing network, wherein the payment processing network generates a verification token, wherein the verification token indicates that subsequent transaction conducted by the phone are to be processed as card present transactions, wherein the verification token is then sent to the phone, whereby the phone is thereafter used to conduct payment transactions, and wherein the payment transactions are processed as card present transactions; and a phone configured to interact with the access device. - View Dependent Claims (18, 19, 20)
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Specification