SYSTEM AND METHOD FOR PROCESSING GROUP GIFT CARDS USING A TEMPORARY, LIMITED SCOPE SOCIAL NETWORKING ENTITY
First Claim
1. A method comprising:
- sending, at a first time, a plurality of respective invitations to a plurality of givers to contribute to a group gift, wherein;
the group gift is associated with a policy, a person, and a payment account associated with the person, the payment account existing prior to the first time;
each giver of the plurality of givers has an associated giver payment account that is independent of other giver payment accounts and the payment account;
each associated giver payment account existed prior to the first time; and
when the person makes a qualifying transaction using the payment account according to the policy and at a second time, which is later than the first time, a gift amount associated with the group gift is applied in which at least a portion of the gift amount is drawn from each associated giver payment account according to the policy;
identifying a contribution to the group gift from one of the plurality of givers; and
updating at least one of the plurality of respective invitations sent to the plurality of givers based on the contribution.
1 Assignment
0 Petitions
Accused Products
Abstract
Disclosed herein are systems, methods, and non-transitory computer-readable storage media for enabling gift card recipients to redeem gift card amounts using existing accounts such as a credit/debit card. A system practicing the method sends to a set of givers a set of respective invitations to contribute to a group gift, wherein the group gift is associated with a policy, a person, and a payment account associated with the person that existed prior to sending the set of respective invitations. The system identifies a contribution to the group gift from one of the set of givers, wherein when the person makes a qualifying transaction using the payment account according to the policy, a gift amount associated with the group gift is applied from various giver accounts. Then the system updates at least one of the set of respective invitations sent to the set of givers based on the contribution.
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Citations
20 Claims
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1. A method comprising:
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sending, at a first time, a plurality of respective invitations to a plurality of givers to contribute to a group gift, wherein; the group gift is associated with a policy, a person, and a payment account associated with the person, the payment account existing prior to the first time; each giver of the plurality of givers has an associated giver payment account that is independent of other giver payment accounts and the payment account; each associated giver payment account existed prior to the first time; and when the person makes a qualifying transaction using the payment account according to the policy and at a second time, which is later than the first time, a gift amount associated with the group gift is applied in which at least a portion of the gift amount is drawn from each associated giver payment account according to the policy; identifying a contribution to the group gift from one of the plurality of givers; and updating at least one of the plurality of respective invitations sent to the plurality of givers based on the contribution. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system comprising:
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a processor; a non-transitory computer readable storage medium storing instructions for controlling the processor to perform steps comprising; sending, at a first time, a plurality of respective invitations to a plurality of givers to contribute to a group gift, wherein; the group gift is associated with a policy, a person, and a payment account associated with the person, the payment account existing prior to the first time; each giver of the plurality of givers has an associated giver payment account that is independent of other giver payment accounts and the payment account; each associated giver payment account existed prior to the first time; and when the person makes a qualifying transaction using the payment account according to the policy and at a second time, which is later than the first time, a gift amount associated with the group gift is applied in which at least a portion of the gift amount is drawn from each associated giver payment account according to the policy; identifying a contribution to the group gift from one of the plurality of givers; and updating at least one of the plurality of respective invitations sent to the plurality of givers based on the contribution. - View Dependent Claims (12, 13, 14, 15)
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16. A non-transitory computer-readable storage medium storing instructions which, when executed by a computing device, cause the computing device to perform steps comprising:
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sending, at a first time, a plurality of respective invitations to a plurality of givers to contribute to a group gift, wherein; the group gift is associated with a policy, a person, and a payment account associated with the person, the payment account existing prior to the first time; each giver of the plurality of givers has an associated giver payment account that is independent of other giver payment accounts and the payment account; each associated giver payment account existed prior to the first time; and when the person makes a qualifying transaction using the payment account according to the policy and at a second time, which is later than the first time, a gift amount associated with the group gift is applied in which at least a portion of the gift amount is drawn from each associated giver payment account according to the policy; identifying a contribution to the group gift from one of the plurality of givers; and updating at least one of the plurality of respective invitations sent to the plurality of givers based on the contribution. - View Dependent Claims (17, 18, 19, 20)
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Specification