SYSTEM AND METHOD FOR PROCESSING GROUP GIFT CARDS
First Claim
1. A method comprising:
- displaying, on a graphical user interface, data comprising at least a giver and a recipient to yield a proposed transfer configuration at a first time, wherein the giver is associated with a giver payment account and the recipient is associated with a recipient payment account, wherein the giver payment account and the recipient payment account each existed prior to the first time, and wherein the giver payment account is independent of the recipient payment account; and
upon receiving a confirmation from at least one of the giver and the receiver of the proposed transfer configuration, establishing a money transfer policy that indicates that, upon detecting a qualifying purchase made using the recipient payment account, at least a portion of a transfer amount is applied to the recipient payment account from at least one giver account.
1 Assignment
0 Petitions
Accused Products
Abstract
Disclosed herein are systems, methods, and non-transitory computer-readable storage media for managing a group gift using a system in which a recipient (purchaser of the group gift) and givers have registered payment accounts with the system. The system displays, on a graphical user interface, at least the giver and the recipient to yield a proposed transfer configuration at a first time. A gift or a merchant can also be identified in the interface. Upon receiving a confirmation from at least one of the giver and the receiver of the proposed transfer configuration, the system establishes a money transfer policy that indicates that, upon detecting a qualifying purchase made using the recipient payment account, at least a portion of a transfer amount is applied to the recipient payment account from at least one giver account. The system simplifies the process of a group of people joining together to buy a gift.
33 Citations
20 Claims
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1. A method comprising:
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displaying, on a graphical user interface, data comprising at least a giver and a recipient to yield a proposed transfer configuration at a first time, wherein the giver is associated with a giver payment account and the recipient is associated with a recipient payment account, wherein the giver payment account and the recipient payment account each existed prior to the first time, and wherein the giver payment account is independent of the recipient payment account; and upon receiving a confirmation from at least one of the giver and the receiver of the proposed transfer configuration, establishing a money transfer policy that indicates that, upon detecting a qualifying purchase made using the recipient payment account, at least a portion of a transfer amount is applied to the recipient payment account from at least one giver account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A system comprising:
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a processor; a non-transitory computer readable storage medium storing instructions for controlling the processor to perform steps comprising; displaying, on a graphical user interface, data comprising at least a giver and a recipient to yield a proposed transfer configuration at a first time, wherein the giver is associated with a giver payment account and the recipient is associated with a recipient payment account, wherein the giver payment account and the recipient payment account each existed prior to the first time, and wherein the giver payment account is independent of the recipient payment account; and upon receiving a confirmation from at least one of the giver and the receiver of the proposed transfer configuration, establishing a money transfer policy that indicates that, upon detecting a qualifying purchase made using the recipient payment account, at least a portion of a transfer amount is applied to the recipient payment account from at least one giver account. - View Dependent Claims (13, 14, 15)
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16. A non-transitory computer readable storage medium storing instructions for controlling a processor to perform steps comprising:
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displaying, on a graphical user interface, data comprising at least a giver and a recipient to yield a proposed transfer configuration at a first time, wherein the giver is associated with a giver payment account and the recipient is associated with a recipient payment account, wherein the giver payment account and the recipient payment account each existed prior to the first time, and wherein the giver payment account is independent of the recipient payment account; and upon receiving a confirmation from at least one of the giver and the receiver of the proposed transfer configuration, establishing a money transfer policy that indicates that, upon detecting a qualifying purchase made using the recipient payment account, at least a portion of a transfer amount is applied to the recipient payment account from at least one giver account. - View Dependent Claims (17, 18, 19, 20)
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Specification