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SYSTEM AND METHOD FOR PROCESSING GIFT TRANSFERS VIA A SOCIAL NETWORK

  • US 20120150740A1
  • Filed: 09/16/2011
  • Published: 06/14/2012
  • Est. Priority Date: 12/14/2010
  • Status: Abandoned Application
First Claim
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1. A method comprising:

  • identifying a social media message from a giver having an associated giver payment account that existed prior to the social media message, wherein data associated with the social media message is used to identify a recipient having an associated recipient payment account that existed prior to the social media message and a policy;

    determining a gift amount based on the data; and

    monitoring transactions using the recipient payment account according to the policy, wherein when a qualifying transaction occurs, at least a portion of the gift amount is applied to the recipient payment account.

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