MOBILE COMMUNICATION DEVICES
1 Assignment
0 Petitions
Accused Products
Abstract
A mobile communication device, the device comprising: a memory; an encryption module for encrypting data using an encryption key; a first communication channel configured to transfer the encryption key from the mobile communication device to a separate terminal; and a second communication channel for transferring payment details stored in the memory from the mobile communication device to the separate terminal, which payment details are encrypted using the encryption key; and wherein the first communication channel is different to the second communication channel.
24 Citations
52 Claims
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1-29. -29. (canceled)
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30. A mobile communication device, the device comprising:
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a memory; an encryption module for encrypting data using an encryption key; a first communication channel configured to transfer the encryption key from the mobile communication device to a separate terminal; and a second communication channel for transferring payment details stored in the memory from the mobile communication device to the separate terminal, which payment details are encrypted using the encryption key; and wherein the first communication channel is different to the second communication channel.
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31-1. The mobile communication device of claim 29, wherein the device is configured to transfer using the first communication channel data identifying the device.
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45. A payment terminal, which payment terminal comprises:
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a first communication channel for receiving an encrypted encryption key from another device; a decryption module for decrypting the encrypted decryption key; a memory for storing the encryption key; a second communication channel for receiving payment details from the device, which payment details are encrypted using the encryption key; and wherein the first communication channel is different to the second communication channel. - View Dependent Claims (46, 47, 48)
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49. The payment terminal of 45, wherein the apparatus further comprises a PIN request module for requesting a user'"'"'s PIN.
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50. A payment system comprising a mobile communication device, the device comprising:
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a memory; an encryption module for encrypting data using an encryption key; a first communication channel configured to transfer the encryption key from the mobile communication device to a separate terminal; and a second communication channel for transferring payment details stored in the memory from the mobile communication device to the separate terminal, which payment details are encrypted using the encryption key; and wherein the first communication channel is different to the second communication channel, and a payment terminal which payment terminal comprises; a first communication channel for receiving an encrypted encryption key from another device; a decryption module for decrypting the encrypted decryption key; a memory for storing the encryption key; a second communication channel for receiving payment details from the device, which payment details are encrypted using the encryption key; and wherein the first communication channel is different to the second communication channel.
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51. A method of communication between a mobile communication device and a payment terminal, the method comprising the steps of:
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the mobile communication device using a first communication channel to transfer an encryption key from the mobile communication device to a separate terminal; and using a second communication channel to transfer payment details stored in the memory from the mobile communication device to the separate terminal, which payment details are encrypted using the encryption key; and wherein the first communication channel is different to the second communication channel. - View Dependent Claims (52)
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Specification