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System, Method and Apparatus for Mobile Payments Enablement and Order Fulfillment

  • US 20120158580A1
  • Filed: 12/20/2011
  • Published: 06/21/2012
  • Est. Priority Date: 12/20/2010
  • Status: Abandoned Application
First Claim
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1. A system enabling mobile payment and order fulfillment, the system comprising:

  • a client payment application installed on a mobile client device configured to securely store user-related information associated with at least one payment account on the client device; and

    a payment server configured to communicate with the client payment application and process payments through the at least one payment account and authorize purchase transactions,wherein the client payment application is further configured to communicate the user-related information to the payment server along with a identification code that identifies a purchase transaction to be made by the payment server,wherein the payment server is further configured to obtain details for the purchase transaction using the identification code received from the client payment application and to process payment for the purchase to be made using the user-related information received from the client payment application.

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