REAL-TIME MOBILE PAYMENT PROCESSING SYSTEM

• US 20120166304A1
• Filed: 12/23/2010
• Published: 06/28/2012
• Est. Priority Date: 12/23/2010
• Status: Abandoned Application

• Current Assignee: Intel Corporation
• Original Assignee: Intel Corporation
• Inventors: Prakash, Gyan, Aissi, Selim, Dadu, Saurabh, Pendakur, Ramesh, Mirashrafi, Mojtaba
• Application Number:
  US12/978,134
• Publication Number:
  US 20120166304A1
• Time in Patent Office: Days
• US Class Current: 705/26.8
• CPC Class Codes: G06Q 20/047 using payment protocols involving electronic receipts
• CPC Class Codes: G06Q 20/16 Payments settled via telecommunication systems
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing

Abstract

A method, system, and device are disclosed. In one embodiment the method includes receiving a recipient phone number into an electronic gift phone module (EGPM). The EGPM also receives a set of gift data that includes a gift identification. The EGPM sends the recipient phone number and at least some gift data to an electronic gift processing server module (EGPSM). The EGPSM purchases a recipient gift by utilizing the gift identification. The EGPSM also sends notification of the recipient gift purchase to the recipient phone number.

Claims

1. A method, comprising:

receiving a recipient phone number into an electronic gift phone module (EGPM);

receiving a set of gift data into the first EGPM, the set of gift data at least including a gift identification;

the EGPM sending the recipient phone number and at least some of the set of gift data, including the gift identification, to an electronic gift processing server module (EGPSM);

the EGPSM purchasing a recipient gift by utilizing at least the gift identification; and

the EGPSM sending notification of the recipient gift purchase to the recipient phone number.

2. The method of claim 1, further comprising:

the EGPSM sending notification of the recipient gift purchase to the EGPM.

3. The method of claim 1, further comprising:

the EGPM running as an application on a website.

4. The method of claim 1, wherein a first phone identified by the recipient phone number is running an electronic gift receiver module (EGRM), the EGRM at least providing a gift retrieval interface to retrieve the recipient gift.

5. The method of claim 4, further comprising:

the gift retrieval interface displaying a notification of receipt of the recipient gift purchase on the first phone;

the gift retrieval interface providing a secure login for the recipient, the secure login authenticating the recipient; and

upon authenticating the recipient, the gift retrieval interface providing access to the recipient gift sent from the EGPSM.

6. The method of claim 1, further comprising:

the set of gift data including gift payment type information, wherein the gift payment type information may include one of credit card information and direct phone bill information.

7. The method of claim 1, further comprising:

the EGPSM tracking usage information of the electronic gift; and

the EGPSM sending the tracked usage information to the EGPM.

8. A system, comprising:

a first device including an electronic gift phone module (EGPM) to;

receive a recipient phone number;

receive a set of gift data, the set of gift data at least including a gift identification;

send the recipient phone number and at least some of the set of gift data, including the gift identification, to an electronic gift processing server module (EGPSM);

a second device including the EGPSM, the EGPSM to;

purchase a recipient gift by utilizing at least the gift identification; and

send notification of the recipient gift purchase to the recipient phone number.

9. The system of claim 8, wherein the EGPSM is further operable to:

send notification of the recipient gift purchase to the EGPM.

10. The system of claim 8, further comprising:

the EGPM running as an application on a website.

11. The system of claim 8, further comprising:

a third device, the third device being a mobile telephone capable of communication over a cellular telephony network and being identifiable by the recipient phone number, wherein the third device is operable to run an electronic gift receiver module (EGRM), the EGRM at least providing a gift retrieval interface to retrieve the recipient gift.

12. The system of claim 11, wherein the gift retrieval interface is further operable to:

display a notification of receipt of the recipient gift purchase on the first phone;

provide a secure login for the recipient, the secure login authenticating the recipient; and

upon authentication of the recipient, provide access to the recipient gift sent from the EGPSM.

13. The system of claim 8, further comprising:

the set of gift data including gift payment type information, wherein the gift payment type information may include one of credit card information and direct phone bill information.

14. The system of claim 8, wherein the EGPSM is further operable to:

track usage information of the electronic gift; and

send the tracked usage information to the EGPM.

15. A system, comprising:

a first computing device including;

a first processor;

a first memory to store instructions, which when executed by the first processor, cause the first processor to perform a first process comprising;

receiving a recipient phone number;

receiving a set of gift data, the set of gift data at least including a gift identification;

sending the recipient phone number and at least some of the set of gift data, including the gift identification, to an electronic gift processing server module (EGPSM);

a second computing device including;

a second processor;

a second memory to store instructions, which when executed by the second processor, cause the second processor to perform a second process comprising;

purchasing a recipient gift by utilizing at least the gift identification; and

sending notification of the recipient gift purchase to the recipient phone number.

16. The system of claim 15, further comprising:

a third computing device, including;

a third processor;

a third memory to store instructions, which when executed by the first processor, cause the third processor to perform a third process comprising;

providing a gift retrieval interface to retrieve the recipient gift.

17. The system of claim 16, wherein the third process further comprises:

displaying a notification of receipt of the recipient gift purchase on the first phone;

providing a secure login for the recipient, the secure login authenticating the recipient; and

upon authentication of the recipient, providing access to the recipient gift sent from the EGPSM.

18. The system of claim 15, further comprising:

the set of gift data including gift payment type information, wherein the gift payment type information may include one of credit card information and direct phone bill information.

19. The system of claim 18, wherein the second process further comprises:

tracking usage information of the electronic gift; and

sending the tracked usage information to the first computing device.

20. The system of claim 15, wherein the first and third devices comprise mobile phones.

21. A device, comprising:

an electronic gift phone module (EGPM) to;

receive a recipient phone number;

receive a set of gift data, the set of gift data at least including a gift identification;

send the recipient phone number and at least some of the set of gift data, including the gift identification, to an electronic gift processing server module (EGPSM) located at a remote server device, the sent recipient phone number and at least some of the set of gift data to provide the EGPSM information to complete a purchase of the recipient gift; and

receive notification of the recipient gift purchase from the to the recipient phone number; and

an electronic gift receiver module (EGRM), the EGRM at least providing a gift retrieval interface to retrieve one or more recipient gifts.

22. The device of claim 21, wherein the gift retrieval interface is further operable to:

display a notification of receipt of the recipient gift purchase on the first phone;

provide a secure login for the recipient, the secure login authenticating the recipient; and

upon authentication of the recipient, provide access to the recipient gift sent from the EGPSM.

23. The device of claim 21, wherein the set of gift data including gift payment type information, wherein the gift payment type information may include one of credit card information and direct phone bill information.