TELEMATICS SMART PINGING SYSTEMS AND METHODS
First Claim
1. A method comprising:
- requesting location data describing a plurality of locations of a mobile communication device associated with an entity;
receiving the requested location data; and
determining a pattern of vehicle usage for the entity, based at least partially on the location data.
1 Assignment
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Accused Products
Abstract
Monitoring systems and methods are configured to determine a pattern of vehicle usage or to verify personal data about a vehicle insurance applicant, without unreasonable expense to an insurance provider or the applicant. A monitoring system can track movements of a handheld mobile communication device, and can include a personal data unit, a communication unit, and an analysis unit. The personal data unit can receive personal data about the insurance applicant, including an identifier of a mobile communication device used by the insurance applicant. The communication unit can receive location data describing various locations of the mobile communication device. The analysis unit can analyze the location data to determine a level of risk for insuring the entity, based at least partially on movements of the mobile communication device indicated by the location data.
17 Citations
26 Claims
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1. A method comprising:
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requesting location data describing a plurality of locations of a mobile communication device associated with an entity; receiving the requested location data; and determining a pattern of vehicle usage for the entity, based at least partially on the location data. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A method comprising:
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pinging a mobile communication device on a plurality of occasions, the mobile communication device being associated with an entity; receiving, in response to each ping, a current location of the mobile communication device; collecting into a set of location data the current locations of the mobile communication device received in responses to the pings; approximating past movements of the mobile communication device based at least partially on the location data; and determining an approximate pattern of vehicle usage for the entity based at least partially on the past movements of the mobile communication device. - View Dependent Claims (20)
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21. A system comprising
a personal data unit configured to receive personal data about an entity, the personal data comprising contact information for a mobile communication device associated with the entity; -
a communication unit configured to periodically receive location data from the mobile communication device describing an updated location of the mobile communication device, and to associate the location data with the entity; and an analysis unit configured to analyze the location data to determine vehicle usage of the entity, based at least partially on movements of the mobile communication device determined by the location data. - View Dependent Claims (22)
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23. A method comprising:
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receiving from a data center historical data describing past locations of a mobile communication device associated with an entity; determining past movements of the mobile communication device based at least partially on analyzing the historical data; and determining an approximate pattern of vehicle usage based on the movements of the mobile communication device. - View Dependent Claims (24)
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25. A system comprising
a personal data unit configured to receive personal data about an entity, the personal data comprising contact information for a handheld mobile device associated with the entity; -
a communication unit configured to receive location data describing past positions of the mobile communication device, and to associate the location data with the entity; and an analysis unit configured to analyze the location data to determine vehicle usage of the entity, based at least partially on movements of the mobile communication device determined by the location data. - View Dependent Claims (26)
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Specification