SYSTEMS AND METHODS FOR SOCIAL NETWORKING MECHANISMS FOR POWERED CARDS AND DEVICES

• US 20120197708A1
• Filed: 06/13/2011
• Published: 08/02/2012
• Est. Priority Date: 01/31/2011
• Status: Active Application

• Current Assignee: Dynamics Inc.
• Original Assignee: Dynamics Inc.
• Inventors: Mullen, Jeffrey D., Yen, Philip W.
• Application Number:
  US13/158,458
• Publication Number:
  US 20120197708A1
• Time in Patent Office: Days
• US Class Current: 705/14.35
• CPC Class Codes: G06Q 30/0207 Discounts or incentives, e.g. coupons or rebates
• CPC Class Codes: G06Q 30/0235 constrained by time limit or expiration date

Abstract

A card may receive and store one or more coupon offers (e.g., promotions, awards, rewards, or incentives). Coupon offers, associated details, and associated coupon detail updates may be displayed onto one or more displays of a card. A cardholder may monitor, purchase, and redeem such coupon offers automatically and/or by activating manual inputs (e.g., buttons) on the card. Cardholders and one or more components of a payment monitoring system may encourage increased patronage for merchants, since coupon redemption values may be qualified and/or increased through increased interaction of the members. Such increased interaction of the members may be monitored by each member through coupon detail updates displayed on each member'"'"'s card.

Claims

8. A method, comprising:

receiving data from a payment card that includes first information associated with a payment account and second information associated with a deal, wherein said second information was provided in said data as a result of manual input provided into said payment card;

locating said deal from a plurality of deals;

completing a purchase transaction based, at least in part, on said first information; and

completing a deal redemption based, at least in part, on said second information.

1. A method, comprising:

receiving a coupon on a payment card;

storing said coupon on said payment card;

pressing a first button on said card to purchase said coupon; and

redeeming said coupon.

2. The method of claim 1, wherein a second button on said card is pressed to provide said redeeming.

3. The method of claim 1, wherein said redeeming further comprises communicating information from a communications device on said card to a payment terminal.

4. The method of claim 1, further comprising displaying said coupon on a display of said card.

5. The method of claim 1, wherein said redeeming further comprises communicating information associated with said coupon from said card to an external device.

6. The method of claim 1, wherein said redeeming further comprises communicating first information, associated with said coupon, to an external device and communicating second information, associated with a payment card number of said card, to said external device.

7. The method of claim 1, wherein said first button is a touch button.

9. The method of claim 8, wherein said deal is a time-sensitive periodic deal.

10. The method of claim 8, wherein said data is received by a payment card reader.

11. The method of claim 8, wherein said data is received by a remote server.

12. The method of claim 8, wherein said deal is located by a remote server.

13. The method of claim 8, further comprising providing said data from a magnetic stripe communications device on said payment card.

14. The method of claim 8, further comprising providing said data from an IC chip on said payment card.

13-1. The method of claim 8, further comprising providing said data from an RF-based communications device on said payment card.

15. A system comprising:

a payment device comprising;

a communications device for providing stored data that includes first information associated with a payment account and second information associated with a deal;

a device for receiving manual input, wherein said second information is operable to be provided in said data as a result of said manual input; and

a remote server for receiving said data and locating said deal from a plurality of deals, wherein a purchase transaction is operable to be completed based, at least in part, on said first information and a deal redemption is operable to be completed based, at least in part, on said second information.

16. The system of claim 15, wherein said payment device is a payment card.

17. The system of claim 15, wherein said payment device is a mobile telephonic phone.

18. The system of claim 15, wherein said communications device comprises an RF-based communications device.

19. The system of claim 15, wherein said communications device comprises a dynamic magnetic stripe communications device.

20. The system of claim 15, wherein said payment device further comprises a display.