SINGLE ACTION MOBILE TRANSACTION DEVICE
First Claim
1. An apparatus comprising:
- an input device, configured to receive input from a user;
a communication device configured to transmit wireless signals to a transaction device;
a memory comprising predetermined payment information stored therein comprising a user defined action for authorizing a wireless payment; and
a processor communicably coupled to the input device, the communication device and the memory, wherein the processor is configured to operate computer instruction code to;
receive transaction information from the transaction device related to a transaction;
receive a first input from the user;
determine if the first input matches the user defined action for authorizing a wireless payment; and
use the communication device to wirelessly transmit the predetermined payment information and authorize payment if the first input matches the user defined action stored in the memory.
1 Assignment
0 Petitions
Accused Products
Abstract
Embodiments of the invention allow a user to wirelessly transmit payment information from a mobile device to a point-of-sale terminal by the user performing only a minimum number of inputs, such as a single input. Some embodiments of the invention provide an apparatus comprising an input device configured to receive input from a user, a communication device configured to transmit wireless signals to a transaction device, a memory comprising predetermined payment information stored therein and a processor communicably coupled to the input device, the communication device and the memory and configured to: receive transaction information from the transaction device related to a transaction; receive a first input from the user; determine if the first input matches a user defined action stored in memory, and use the communication device to wirelessly transmit the predetermined payment information and authorize payment if the first input matches the user defined action stored in memory.
-
Citations
28 Claims
-
1. An apparatus comprising:
-
an input device, configured to receive input from a user; a communication device configured to transmit wireless signals to a transaction device; a memory comprising predetermined payment information stored therein comprising a user defined action for authorizing a wireless payment; and a processor communicably coupled to the input device, the communication device and the memory, wherein the processor is configured to operate computer instruction code to; receive transaction information from the transaction device related to a transaction; receive a first input from the user; determine if the first input matches the user defined action for authorizing a wireless payment; and use the communication device to wirelessly transmit the predetermined payment information and authorize payment if the first input matches the user defined action stored in the memory. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
-
-
12. A computer program product, comprising:
-
a non-transitory computer readable medium having computer-executable instructions stored thereon, the computer-executable code comprising; a first code portion stored in the memory and configured to receive transaction information related to a transaction from a transaction device; a second code portion stored in the memory and configured to receive a first input from the user; a third code portion stored in the memory and configured to determine if the first input matches a user defined action for authorizing a wireless payment stored in a memory; and a fourth code portion configured to use a communication device to wirelessly transmit predetermined payment information and authorize payment if the first input matches the user defined action stored in the memory. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20, 21)
-
-
22. A method of authorizing a mobile transaction device payment, comprising:
-
receiving a security protocol from a user, the security protocol comprising a permission module and authentication modules, wherein the authentication modules comprise user defined actions for authorizing wireless payments; determining, via a processor, that the user is conducting a transaction; comparing the transaction with the permission module; determining, via the processor, the authentication module required to authorize the wireless payment based on the comparison of the transaction with the permission module; receiving a first input from the user; comparing the first input with the required authentication module; communicating predetermined payment instructions and authorizing the transaction if the first input is consistent with the required authentication module. - View Dependent Claims (23, 24, 25, 26, 27, 28)
-
Specification