SYSTEMS AND METHODS FOR FACILITATING USER CONFIDENCE OVER A NETWORK
First Claim
1. A method for facilitating transactions over a network, the method comprising:
- at a server, receiving an inquiry from a user via a user device over the network;
at the server, obtaining information related to a target user from the inquiry;
at the server, accessing a user account related to the target user based on information passed with the inquiry if the target user has an account with a service provider;
at the server, analyzing user transaction history of one or more previous transactions conducted between the target user and one or more other users;
at the server, analyzing user connections of the target user with others;
determining a trust score based on user information related to the user transaction history and the user connections; and
notifying the user of the trust score of the target user in a first format.
2 Assignments
0 Petitions
Accused Products
Abstract
A system and method for facilitating user confidence over a network, according to one or more embodiments, includes receiving an inquiry from a user via a user device over the network, obtaining information related to the user from the inquiry, accessing a user account related to the user based on information passed with the inquiry, reviewing user transaction history of one or more previous transactions conducted over the network between the user and one or more other users, reviewing user connections of one or more other users that have prior knowledge of the user, determining a universal trust score based on user information related to the user transaction history and the user connections, and notifying the user of the universal trust score via the user device over the network.
73 Citations
20 Claims
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1. A method for facilitating transactions over a network, the method comprising:
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at a server, receiving an inquiry from a user via a user device over the network; at the server, obtaining information related to a target user from the inquiry; at the server, accessing a user account related to the target user based on information passed with the inquiry if the target user has an account with a service provider; at the server, analyzing user transaction history of one or more previous transactions conducted between the target user and one or more other users; at the server, analyzing user connections of the target user with others; determining a trust score based on user information related to the user transaction history and the user connections; and notifying the user of the trust score of the target user in a first format. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A non-transitory machine-readable medium comprising instructions, which when implemented by one or more processors perform the following operations:
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receive an inquiry from a user via a user device; obtain information related to a target user from the inquiry; access, if possible, a user account related to the target user based on information passed with the inquiry; analyze user transaction history conducted between the target user and one or more other users; at the server, analyzing user connections of the target user with others; determining a trust score based on user information related to the user transaction history and the user connections; and notifying the user of the trust score of the target user in a first format.
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Specification