Systems and Methods to Facilitate Offer Sharing
First Claim
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1. A computer-implemented method, comprising:
- determining, by a computing device, a set of account identifiers of a group of users, including a first user and a plurality of friends of the first user, wherein the plurality of friends are specified by the first user;
storing, in the computing device, at least first transaction data recording transactions of the group of users processed by a transaction handler;
identifying, by the computing device, the at least first transaction data in accordance with the set of account identifiers determined for the group of users; and
generating, by the computing device, a profile summarizing the at least first transaction data recording the transactions of the group of users, wherein an offer is identified for the first user based on the profile, and the offer is sharable by the first user with the friends of the first user.
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Abstract
A computing apparatus is configured to use the transaction data of a user and the transaction data of the friends of the user to generate a profile to identify, select, and/or customize an offer that is initially communicated to the user. The offer is shareable by the user with the friends of the user. The computing apparatus is configured to monitor the transactions of the user and/or the friends of the user to detect a transaction that satisfies the redemption requirement of the offer and thus provide the benefit of the offer to the purchaser involved in the transaction, which may be the user or one of the friends of the user.
154 Citations
20 Claims
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1. A computer-implemented method, comprising:
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determining, by a computing device, a set of account identifiers of a group of users, including a first user and a plurality of friends of the first user, wherein the plurality of friends are specified by the first user; storing, in the computing device, at least first transaction data recording transactions of the group of users processed by a transaction handler; identifying, by the computing device, the at least first transaction data in accordance with the set of account identifiers determined for the group of users; and generating, by the computing device, a profile summarizing the at least first transaction data recording the transactions of the group of users, wherein an offer is identified for the first user based on the profile, and the offer is sharable by the first user with the friends of the first user. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. A computer storage medium storing at least instructions configured to instruct a computing device to at least:
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determine a set of account identifiers of a group of users, including a first user and a plurality of friends of the first user, wherein the plurality of friends are specified by the first user; store at least first transaction data recording transactions of the group of users processed by a transaction handler; identify the at least first transaction data in accordance with the set of account identifiers determined for the group of users; and generate a profile summarizing the at least first transaction data recording the transactions of the group of users to identify an offer to the first user, wherein the offer is sharable by the first user with the friends of the first user.
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18. A computing apparatus, comprising:
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a transaction handler configured to process payment transactions; a data warehouse coupled with the transaction handler to store transaction data recording the transactions and data grouping a set of account identifiers of a group of users, including a first user and a plurality of friends of the first user, wherein the plurality of friends are specified by the first user via a social networking application; a profile generator coupled with the data warehouse to identify, using the data grouping the set of account identifiers, first transaction data recording transactions of the group of users processed by the transaction handler, and to generate a profile summarizing the first transaction data recording the transactions of the group of users, wherein an offer is identified based on the profile and communicated to the first user, wherein the offer is sharable by the first user with the friends of the first user. - View Dependent Claims (19, 20)
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Specification