SYSTEMS AND METHODS FOR PROVIDING LOCATION BASED COUPON-LESS OFFERS TO REGISTERED CARD MEMBERS
First Claim
1. A method comprising:
- associating, by a computer based system capable of managing location based offers, a transaction account with profile information, wherein the profile information is associated with an account affiliate and an application capable of providing location information, and wherein the application is capable of operating on a computing device;
analyzing, by the computer based system, a first location of the account affiliate based on a first input to the computing device;
providing, by the computer based system, a first notification instruction for a first offer for the account affiliate based on the first location; and
associating, by the computer based system, the first offer with the transaction account based on a second input by the account affiliate.
1 Assignment
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Accused Products
Abstract
The system provides location based coupon-less offers based upon a location of a card member (CM). A location of a CM may be determined based upon one or more of a travel itinerary, a GPS signal, a proximity of a mobile communication device to a cellular base station, and/or a zip code. An offer from a merchant registered to provide coupon-less offers may be transmitted to a mobile communication device based upon the location. An offer, once accepted by a CM, may be matched to a record of charge associated with a transaction account held by the CM. A credit may be applied to the CM'"'"'s transaction account and a debit may be applied to a transaction account of the registered merchant. One or more offer categories and/or one or more offer category classes may be transmitted to the mobile communication device based upon the CM'"'"'s location.
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Citations
25 Claims
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1. A method comprising:
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associating, by a computer based system capable of managing location based offers, a transaction account with profile information, wherein the profile information is associated with an account affiliate and an application capable of providing location information, and wherein the application is capable of operating on a computing device; analyzing, by the computer based system, a first location of the account affiliate based on a first input to the computing device; providing, by the computer based system, a first notification instruction for a first offer for the account affiliate based on the first location; and associating, by the computer based system, the first offer with the transaction account based on a second input by the account affiliate. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23)
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24. A tangible computer-readable storage medium having computer-executable instructions stored thereon that, if executed by a computer based system capable of managing location based offers, causes the computer based system to be capable of performing operations comprising:
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associating, by the computer based system, a transaction account with profile information, wherein the profile information is associated with an account affiliate and an application capable of providing location information, and wherein the application is capable of operating on a computing device; analyzing, by the computer based system, a first location of the account affiliate based on a first input to the computing device; providing, by the computer based system, a first notification instruction for a first offer for the account affiliate based on the first location; and associating, by the computer based system, the offer with the transaction account based on a second input by the account affiliate.
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25. A system comprising:
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a network interface communicating with a memory; the memory communicating with a processor capable of managing location based offers; and the processor, when executing a computer program, being capable of performing operations comprising; associating, by the processor, a transaction account with profile information, wherein the profile information is associated with an account affiliate and an application capable of providing location information, and wherein the application is capable of operating on a computing device; analyzing, by the processor, a first location of the account affiliate based on a first input to the computing device; providing, by the processor, a first notification instruction for a first offer for the account affiliate based on the first location; and associating, by the processor, the offer with the transaction account based on a second input by the account affiliate.
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Specification